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Ready to talk?

If you have any questions about the home buying process and/or you would like to discuss the current real estate market, call Nitin at (469) 269-6541 or contact him online. We would love to work with you to find your new home!

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CELINA BUYER REPRESENTATION FAQ

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Hire a professional Celina buyer's advocate like Nitin to guide and advise you.  This takes your relationship from one of being a customer who is being sold a home to one of being a client working closely with your trusted real estate adviser who presents and helps you evaluate the pros and cons of all available homes in your price range with all of your required features and many of the desired additional features you always wanted in a home.

 

Homes are not a commodity that is all alike. They are individual and unique. You need a trusted advisor who has evaluated thousands of homes to apply that expertise to helping you select your new home! Your home may be your biggest investment. Don't you want to make sure you are making the right decision on many different levels

 

 

What is a Celina buyer’s representative or a Celina Buyers Agent?

 

Defined most simply, a buyer’s representative (also known as a buyer’s rep or buyer’s agent or buyer's broker) is an advocate for the buyer—not the seller—in a real estate transaction. Real estate laws and regulations vary from state to state, but Texas buyer’s representatives owe full fiduciary (legal) duties, including loyalty and confidentiality, to their buyer-clients and work in their clients’ best interests throughout the entire transaction.

 

How does an Accredited Buyer’s Representative (ABR®) differ from other Celina buyer’s Agents or Celina Buyer representatives?

 

Nitin Gupta, is an experienced professional buyer’s representative who has completed advanced ABR® buyer representation training and who has proven experience in serving the special needs of his buyer-clients. In addition to knowing the dynamics of the local market, he is able to help you in making informed decisions throughout the entire home buying process. Also as a REALTOR® (a member of NAR), I must abide by the strict NAR Code of Ethics, as well as Texas statutes and Texas Real Estate Commission rules and regulations.

 

What services are provided by a Celina buyer’s representative?

 

If you’ve established an agency relationship with a buyer’s representative, common services provided by your Celina Buyer's Agent will include:

 

• Helping you clarify your priorities.

• Suggesting sources of financing and other service professionals, such as inspectors and other professionals.

• Providing sources of accurate and lawful information about neighborhoods, schools, nuisances, zoning changes, building permits, and communities.

• Selecting and arranging property showings.

• Evaluating particular properties.

• Explaining forms and agreements.

• Suggesting contract contingencies to protect you, rather than the seller.

• Assisting in the negotiations for a favorable price and terms.

• Evaluate and advise you regarding inspection reports, repair negotiations, seller disclosures, preliminary title report issues, appraisal issues, homeowners association disclosures, escrow procedures, home warranty, ensuring all aspects of the purchase contract are performed on time as prescribed, etc.

• Keeping all information confidential that could weaken your bargaining position.

• Monitoring the entire purchase process, assisting with issues that arise through closing.

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How much house can I afford?

 

Your Celina Buyers Agent will get you connected with an experienced loan officer for your mortgage loan qualification. When evaluating how much you can afford for your home and mortgage, lenders usually use two rules of thumb:

 

1. Your maximum monthly mortgage payment should not exceed 28 percent of your gross (pre-tax) income.

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2. Your maximum debt load, including your mortgage payment, should not exceed 30 percent of your gross income.

 

These ratios are typical of those required to secure a conventional mortgage. Lenders will be able to supply details about other types of mortgages, such as FHA or VA loans, which offer more flexible qualification standards. There are many types of mortgages and financial tools available that provide flexibility in interest rates, terms, and down payment requirements. Learn more about loans.

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I can search for houses in Celina on the web. Why do I need a Celina buyers agent to help me find one to buy?

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As a licensed agent, I rely on the centralized North Texas Multiple Listing Service (MLS) - NTREIS database to give you the most up-to-date information. Many real estate websites are updated every 24 hours and a property may already be off the market by the time you see the listing. You’re always welcome to send me any listings you find on your own and I can check their status before you get your hopes set on them.

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Why do I need my own Celina Buyers agent as a home buyer in Celina?

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While any real estate agent can facilitate a sale by arranging property showings, assisting with securing financing, explaining real estate forms and contracts, and monitoring the sale process, only a buyer’s agent is truly subjective and working for you.

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I try to point out reasons not to buy a particular property and negotiate the best price and terms for you, adding contingencies in sales contracts that protect you and keeping confidential any information that could hurt your bargaining position.

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Can an Exclusive Buyer Agent tell me if I am paying the right price for a home in Celina?

 

Your Exclusive Buyer Agent can research previous sales to determine the value of a particular home in a given neighborhood in Celina-Fort Worth, or any of the many other areas we serve. Completing a competitive market analysis will help determine the price you should pay.

 

 

 

Can I avoid real estate commissions altogether and buy directly from a seller in Celina and not hire a Celina Buyers Agent?

 

Yes, this is an option that some buyers explore. However, it’s important to understand that nothing is truly free and this approach still carries a price. Unrepresented sellers (for-sale-by-owner properties) frequently lack adequate information about how to price their home or attempt to inflate the price in lieu of paying a real estate commission.

As an unrepresented buyer, it will be much harder for you to know if you’re overpaying or how to read the seller’s disclosure provided by every seller in Texas. Real estate professionals have developed keen pricing insights that go well beyond simply evaluating data through the Multiple Listing Service (MLS). And if you are overpaying, it will create further complications in securing financing.

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For these, and many other reasons, a high majority of consumer-to-consumer housing transactions never reach closing. Real estate professionals play a valuable role in keeping your home-purchase on track, starting with selecting and touring properties and continuing through negotiations, inspections, financing, and closing. This is especially true in today’s market, where alternative buying opportunities, including short sales, have added even more complexity to some real estate transactions.

 

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How will you save me money as my Celina buyers agent?

 

We save you money in several different ways:

• By negotiating a lower sales price

• By negotiating necessary repairs pursuant to property inspections

• By negotiating personal property into the sales price

• By helping you find the lowest mortgage costs and/or negotiating the seller into paying closing costs

• By obtaining home warranties and other extras within the final sales price

• By listening carefully so we don’t miss any details from you or the seller

 

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I’m interested in buying new construction homes in Celina and the developers all say I can work directly with them and do not need a Celina Buyers agent.

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You certainly can, but if you ever needed an agent it is when you are buying from a ‘professional seller’ such as a builder. My job is to protect your interests, point out the pros and cons of what the builder is offering, such as, Is the premium they are charging you for the corner lot really going to make sense when you go to resell? I can help you save thousands in the long run no matter what you’re buying by helping you buy smart and the price of the home remains the same.

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Can the seller's agent represent me instead of a Celina Buyers Agent? 

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Although possibly helpful in other areas of the home-buying process, a seller's agent cannot be your advocate or counsel you about a property's value or negotiation strategy because he or she works for the seller. In addition, if you work with a seller's agent he or she must disclose to the seller anything he or she knows about you or your circumstances that would give the seller a competitive advantage or affect their decision making. Texas allows an agent to act as an intermediary where they can work with both buyer and seller but in this case they cannot give any advice to any party.

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The only way to insure absolute loyalty is to work with your own exclusive buyer agent.  

 

 

 If I decide to purchase a for sale by owner (FSBO) home, will you still represent me as a Celina buyers agent? 

Yes. We will assist you in purchasing a home that is for sale by owner. Contact us for more information.

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Will there be a charge for the real estate services, if I decide to purchase a home from a for sale by owner (FSBO) in Celina? 

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It depends. In many cases individuals selling their homes without a broker will offer a commission to buyer agents (brokers) for bringing a buyer to them. Most FSBO homes for sale are listed on the MLS. In the event that an owner will not offer a commission to a buyer agent, it is your choice whether you want to continue working with us and pay a buyer agent commission or whether you want to represent yourself. If you choose to represent yourself, you will not owe us any money.

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Can you refer me to a home inspector in Celina if I hire you as my Celina buyers agent? 

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Yes, we can provide a list of competent home inspectors we recommend, and we also will provide you with a complete list of Texas licensed home inspectors. The information is typically included in the home inspection information we provide to our clients after an offer is accepted, but we are happy to share it at anytime.

 

Can you refer me to a mortgage broker/advisor when you represent me as Celina Buyers Agent? 

Yes, we can suggest a number of reputable mortgage professionals who can pre-approve you for a home loan for free.

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How are you different from other agents who call themselves buyer’s agents in Celina?

A buyer’s agent is the purest form of representation available to a buyer.

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I will show you all possible homes on the market, ranging from those represented by other agencies to “for sale by owner” properties (if the owner allows us to show their property). If I don’t know the answer to a question I will try my best to secure one.

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My goal is to try to help you fairly assess all available homes that fit your criteria and negotiate a fair price.  

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What are your standard terms and conditions for working as a buyer’s agent?

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I am happy to send you a Buyer’s Agency form to review at your request and answer any questions you may have.

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Is there a difference between a real estate agent and a REALTOR?

 

Yes, a REALTOR is a real estate agent who holds membership in the national, state, and local real estate boards.  A REALTOR is held to a higher standard of ethics and a strict code of conduct. You can read the Code of Ethics of the National Association of REALTORS here.  All of the real estate agents at Adams Real Estate are REALTORS, and are involved in as many as 20 steps to complete a real estate transaction. Additionally, our agents will help you with pricing strategies and negotiation skills—helping you get the most out of your money. We know the most current local market conditions and will work with you to make sure you have the tools you need to make a confident purchasing decision.

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Celina Buyers Agents | Celina Home Buyers Agents | Celina ABR | Celina Buyers Agents Real Estate

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Celina Buyers Agents | Celina Home Buyers Agents | Celina ABR

 

Nitin Gupta ABR is an experienced Home Buyers Agent and Realtor. Nitin Gupta ABR offers Celina buyer agents services in:

 

 

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