HOMES FOR SALE IN Mesquite  

​

Mesquite New Home Construction & Builders -  Find Mesquite, TX New Real Estate

​

Tips For First-Time Home Buyers in Mesquite

​

If you are a first-time home buyer in Mesquite, here are some helpful hints and tips to avoid common mistakes when buying your first home in Mesquite, TX.

​

• Pre-Qualification: Meet with a local mortgage broker or a lender and find out how much you can afford to pay for a home. This will be based on your credit score, your income, your assets and your liabilities.  

• Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved by a reputable local lender. You'll also avoid being disappointed when going after homes in Mesquite that are out of your price range. With a mortgage loan pre-approval, the Mesquite first time home buyer actually applies for a mortgage with a lender and receives a loan commitment in writing from a lender. This way the Mesquite home seller knows immediately that you are a serious buyer for that property in Mesquite. Pre-approvals are free and the new construction home builders in Mesquite will generally require you to pre-qualify with their own lender before writing a contract for a new construction home in Mesquite.

• Needs & Wants: Start with identifying what you really need in the home and what you want in your new home in Mesquite. The first should include items you must have (i.e., school district rating, the number of bedrooms and bathrooms you need for the size of your family, yard size, etc.). The second list is your wishes, things you would like to have (swimming pool, media room, covered patio etc.) but that are not absolutely necessary. Realistically for first-time buyers, you probably will not get everything on your wish list, but it will keep you on track for what you are looking for.

• Representation by a Professional: Consider hiring your own real estate agent in Mesquite, one who is working for you, the buyer, not the seller. Hire a top Mesquite buyer’s agent who specializes in new construction homes and knows about new master planned communities in Mesquite and is familiar with the top new home builders in Mesquite.

• Take notes & photographs: Use your smartphone to take pictures of the homes in Mesquite that you are interested in when you visit multiple homes in Mesquite. You can even make a video of the home if the listing agent allows it. This will help you remember the details of various homes later when you go home and want to make a final decision after comparing all the Mesquite homes you have looked at during the day. 

• Property taxes, MUDs & PIDs: Make sure that you understand the property taxes due on a home and also if there are any additional taxes or assessments due to MUDs & PIDs. 

​

• Look for resale value: Try to buy a home in a good school district (remember that a home with a Mesquite address may not be in Mesquite ISD!), low crime crime rate, proximity to positive factors(shopping, parks, freeway access) and avoid negative factors(abandoned properties, garbage dump, sources of noise) to maximize your Mesquite homes’ resale value.

• Visualize the house empty & with your decor: Are the rooms laid out to fit your needs? Is there enough light in the home? 

• Do not buy a lemon: Make sure that you look for obvious problems with the home for sale in Mesquite before you put the home under contract. Is the yard graded correctly to carry water away from the foundation? Are there signs of any active foundation issues or past repairs in the home? Are there signs of previous water damage?

• Follow your head, not your heart: Instead of thinking with your heart when you find a home, think with your head. Do not let emotions drive your decision. Does the new construction home in Mesquite you want to buy now really meet your needs? Builders are always building new homes in Mesquite, so don't make a hurried decision that you may regret later.  

• Do not skip due diligence: A few extra dollars well spent now may save you big expenses in the long run. Don't forget such essentials as:

1. Include inspection & mortgage contingencies in your written offer.

2. Have the Mesquite home that you want to buy inspected by a professional inspector.

3. Request a walk-through to take place 24 hours before closing. You want to check to see that no changes have been made that were not agreed on (i.e., a nice chandelier that you assumed came with the sale having been replaced by a cheap fixture).

4. Rely on your top Mesquite real estate agent to make sure that you are getting all the warranty information for items recently replaced in the home and to make sure that all the work done has been permitted by the city.

All the above may seem rather overwhelming for a new home buyer in Mesquite. That is why having a professional - a top Mesquite first time home buyer’s agent and a top Mesquite new construction expert real estate agent - represent you and guide you in the home buying process in Mesquite is highly recommended. Please contact us at 469-269-6541 directly to discuss any of these items in further detail.