Cost of Living in Forney, TX: What to Expect for California Transplants Moving to Dallas-Fort Worth

California families are moving to Texas in record numbers—and Forney has quickly become one of the most attractive suburbs near Dallas for those seeking more house, less tax burden, and a slower pace of life. This guide will break down what you can expect in terms of cost of living when relocating from California to Forney, TX.

Forney offers massive savings on housing, no state income tax, and lower everyday expenses compared to California. This blog breaks down how much you'll spend on housing, utilities, groceries, healthcare, and more when relocating from the West Coast to this fast-growing Texas suburb.

Housing Costs: A Game-Changer for Transplants

Housing is where California transplants feel the biggest relief.

• Median home price in Forney: ~$330,000

• Typical price for a new construction home: $280,000–$450,000

• Rent for a 3-bedroom house: ~$1,800/month

• Rent for a 2-bedroom apartment: ~$1,600/month

You can often buy a brand-new home in Forney for less than the down payment on a modest home in California.

Property Taxes in Texas

Texas doesn't charge state income tax—but it does have higher property taxes.

• Forney property tax rate: ~2.5%–2.8% of assessed value

• Annual property taxes on a $350,000 home: $8,750–$9,800

• HOA fees: Most new communities range from $400–$800 per year

While higher than many other states, these taxes are often offset by the lack of income tax and the significantly lower home prices.

Utilities: Slightly Higher, but Manageable

Utility costs in Forney are slightly above the national average, especially in summer.

• Average electric/gas/water/trash bill for a 2,000 sq. ft. home: $200–$300/month

• Internet (fiber available in most areas): $60–$100/month

• Water and sewer increases in 2025: Up ~5–10%

New homes in Forney are generally energy-efficient, which helps reduce heating and cooling costs.

Transportation Costs: Less Traffic, Lower Fuel Prices

Unlike major California metros, Forney is car-dependent—but fuel and vehicle-related costs are lower.

• Gas prices in Forney: ~$3.00/gallon

• No emissions testing costs in Kaufman County

• Commute time to Dallas: 25–40 minutes during rush hour

Most families own two vehicles, and insurance rates are significantly lower than in most urban areas of California.

Groceries and Essentials

Expect moderate savings when it comes to groceries and basic household needs.

• Loaf of bread: ~$3.50

• Gallon of milk: ~$4.50

• Carton of eggs: ~$3.25

• Weekly grocery bill for a family of four: ~$150–$200

Local options include national chains and smaller regional grocers. Some families also take advantage of nearby farmers’ markets.

Healthcare Costs in Forney

While health insurance premiums are often tied to your employer, out-of-pocket costs in Texas are slightly higher than national averages.

• Doctor visit: ~$150

• Urgent care visit: ~$100–$130

• Dental cleaning: ~$125

Several hospital systems are located nearby, and most health plans accepted in California have Texas equivalents.

Education and School Expenses

Public education is free and well-rated in Forney ISD, reducing the need for costly private schools.

• Forney ISD rating: A-

• Pre-K and childcare: ~$800–$1,200/month

• School supplies for K–12 students: ~$100–$150/year

Many relocating families choose master-planned communities with on-site schools and after-school programs.

Lifestyle Adjustments and Unexpected Savings

Living in Forney often means cutting back on:

• Commute stress

• Excessive tax bills

• Overcrowded neighborhoods

And gaining:

• Larger homes

• Backyard space

• Friendly communities

• Better work-life balance

Many families report an immediate reduction in monthly expenses of $1,000–$2,500 after relocating from California.

Final Thoughts: Big Value, Small-Town Charm

Forney isn’t just affordable—it offers a complete lifestyle shift that many California families are seeking. From housing and taxes to quality of life, the savings add up fast, making this DFW suburb one of the top picks for West Coast transplants.

Need Expert Help Relocating to Forney, TX?

Work with a relocation expert who understands what families from California need in their home search.

📞 Connect with Nitin Gupta, Broker Associate:https://www.nitinguptadfw.com/contact

📄 View his certifications and relocation expertise:https://www.nitinguptadfw.com/dallas-realtor-designations

Please call us at 469-269-6541 for more details about Forney and available homes in Forney!

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About us: Forney New Construction Expert Real Estate Agent

As a Top Real Estate Professional in Forney, I understand the challenges that arise when buying a new construction home. There are over 100 builders in the DFW area. I work with most of the new home builders in Forney and understand how various builders operate. I am familiar with the options they offer, current incentives and I frequently visit the upcoming communities they are building. I guide my clients through all steps of the new home construction process and aggressively protect their interests in the transaction.

As a holder of top real estate industry certifications and designations like CRS, ABR & GRI, I can offer my clients experience as a Buyer's Agent and REALTOR®, top Industry Customer Service, in-depth, up-to-the-minute and comprehensive market knowledge; honesty, integrity, dedication, and professionalism in my business.

Whether you are a first time buyer in Forney looking to buy a home whether you are relocating to Forney from California or moving your entire family from areas like San Francisco, Fremont, Palo Alto, Los Angeles, San Diego in California due to job transfer with your company, I can help you find a new construction home in Forney. Our relocation team eases the transition - whether you are moving across town or across the globe. We will work with you to find an area that best suits your professional, family and lifestyle needs. We have all the tools you need to help your home search. Whether it is video previews of homes, extended work hours, digital signatures for documents or more, we can make this process as comfortable as possible no matter where you are located.

What is most important to you in your new construction home in Forney? Send us an email at info@NitinGuptaDFW.com or give us a call at (469) 269-6541 to schedule a no obligation consultation. We’ll give you honest advice about Forney that you can use to help make your home buying decision.