Relocating to McKinney? Where to Find New Construction Homes Under $500,000
- Nitin Gupta, CRS, REALTOR
- Sep 11
- 4 min read
McKinney, Texas is one of the fastest-growing and most desirable suburbs in the Dallas-Fort Worth metroplex. Known for its historic charm, excellent schools, and thriving job market, McKinney offers relocating buyers a strong mix of affordability and lifestyle. For those with a budget of up to $500,000, new construction homes remain attainable—but competition is tight.
Why Relocation Buyers Choose McKinney
Relocating families and professionals from states like California, New York, Illinois, and New Jersey are drawn to McKinney because of its unique blend of affordability, community, and access to major employment hubs.
Key benefits include:
Top-rated schools within McKinney ISD and nearby districts.
A charming and walkable historic downtown with shops, dining, and entertainment.
Proximity to major employers in Dallas, Plano, and Frisco.
Master-planned communities offering parks, pools, trails, and green spaces.
The $500,000 Price Range in McKinney
New construction under $500K in McKinney typically offers more square footage and larger lot sizes than neighboring Frisco or Plano at the same price point.
What to expect:
1,800–2,400 square feet of living space
3–4 bedrooms and 2–3 bathrooms
Modern open-concept floorplans
Energy-efficient construction and smart-home features
Communities with shared amenities
Communities Offering New Construction Under $500,000
What Relocation Buyers Should Know
Inventory is limited: Homes under $500K sell quickly, especially in popular master-planned communities.
Townhomes and smaller single-family homes make up the majority of options in this range.
Proximity trade-offs: Lower-priced homes may be farther from central McKinney or closer to growing northern corridors.
Resale strength: Homes in the $450K–$500K range have historically appreciated due to McKinney’s strong demand.
Why Work With Nitin Gupta, Broker Associate, REALTOR®
Relocating buyers need an experienced advocate who understands both the local new construction market and the relocation process.
Nitin Gupta provides:
Certified Residential Specialist (CRS) – placing him in the top 3% of REALTORS® nationwide.
Graduate, REALTOR® Institute (GRI) – advanced real estate knowledge and negotiation skills.
Certified Luxury Home Marketing Specialist (CLHMS) – expertise in guiding buyers in competitive markets.
Learn more about Nitin’s professional designations here:https://www.nitinguptadfw.com/dallas-realtor-designations
Read client success stories here:https://www.nitinguptadfw.com/reviews
Action Plan for Relocation Buyers
Get pre-approved early with a lender familiar with Texas new construction timelines.
Clarify your priorities—square footage, lot size, school district, or community amenities.
Tour communities in person or virtually to see floorplans and builder incentives.
Act quickly on homes that fit your needs—under $500K, inventory disappears fast.
Work with an agent like Nitin Gupta for early builder access and relocation expertise.
Next Steps
McKinney offers relocating buyers a balance of value, lifestyle, and long-term investment. While inventory under $500,000 is competitive, the right strategy ensures you can secure a brand-new home in one of Texas’s most desirable cities.
Take the first step today by contacting Nitin Gupta: https://www.nitinguptadfw.com/contact
Call us at 469-269-6541 for more information about McKinney real estate!
About us: McKinney New Construction Expert Real Estate Agent
As a Top Real Estate Professional in McKinney, I understand the challenges that arise when buying a new construction home. There are over 100 builders in the DFW area. I work with most of the new home builders in McKinney and understand how various builders operate. I am familiar with the options they offer, current incentives and I frequently visit the upcoming communities they are building. I guide my clients through all steps of the new home construction process and aggressively protect their interests in the transaction.
As a holder of top real estate industry certifications and designations like CRS, ABR & GRI, I can offer my clients experience as a Buyer's Agent and REALTOR®, top Industry Customer Service, in-depth, up-to-the-minute and comprehensive market knowledge; honesty, integrity, dedication, and professionalism in my business.
Whether you are a first time buyer in McKinney looking to buy a home in Fields or whether you are relocating to McKinney from California or moving your entire family from areas like San Francisco, Fremont, Palo Alto, Los Angeles, San Diego in California due to job transfer with your company, I can help you find a new construction home in Fields in McKinney. Our relocation team eases the transition - whether you are moving across town or across the globe. We will work with you to find an area that best suits your professional, family and lifestyle needs. We have all the tools you need to help your home search. Whether it is video previews of homes, extended work hours, digital signatures for documents or more, we can make this process as comfortable as possible no matter where you are located.
What is most important to you in your new construction home in Fields in McKinney? Send us an email at info@NitinGuptaDFW.com or give us a call at (469) 269-6541 to schedule a no obligation consultation. We’ll give you honest advice about Fields community that you can use to help make your home buying decision.
