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The Pros and Cons of Buying New Construction Homes in McKinney

  • Writer: Nitin Gupta, CRS, REALTOR
    Nitin Gupta, CRS, REALTOR
  • 2 days ago
  • 3 min read

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New construction homes in McKinney are everywhere—Trinity Falls, Painted Tree, Craig Ranch, and more. For first-time buyers, it’s tempting to jump in headfirst. But like any investment, new construction comes with trade-offs. Here’s a clear breakdown of what to expect.


✅ Pros of Buying New Construction

  • Everything is brand new: No repairs, no outdated systems

  • Builder warranties: Typically 1–2 years for systems, 10 years for structure

  • Modern design and technology: Open layouts, energy efficiency, smart home features

  • Customization options: Choose your finishes, appliances, and layout during construction

  • Lower maintenance costs: Fewer immediate repairs in the first 3–5 years


❌ Cons of Buying New Construction

  • Longer timelines: Some homes take 6–10 months to complete

  • Unexpected costs: Lot premiums, upgrades, landscaping, and appliances

  • Builder contracts: Heavily favor the builder—not the buyer

  • Less negotiating power: Builders rarely reduce base prices

  • Neighborhoods still under construction: Dust, noise, and unfinished amenities


What to Watch Out For

  • Appraisal gaps: The finished home may appraise lower than contract price

  • Delayed timelines: Weather, labor shortages, or supply issues can push back closing

  • HOA restrictions: New communities often have strict guidelines on landscaping, paint colors, and more


Why Work With a REALTOR® for New Builds?

  • Nitin Gupta helps negotiate incentives like closing cost contributions, design credits, and faster build schedules

  • He reviews contracts to make sure your interests are protected

  • As a CRS and GRI certified REALTOR®, he’s handled dozens of builder transactions in McKinney


New Construction Market Stats in McKinney:

  • Over 44% of homes sold to first-time buyers in 2024 were new construction

  • The average builder upgrade package adds $30K–$50K to the base price

  • Most builder contracts include limited cancellation clauses


Final Thought

New construction offers unbeatable perks—but only if you go in with eyes wide open. With the right REALTOR® in your corner, you can enjoy the benefits while avoiding the traps.



Call us at 469-269-6541 for more information about McKinney real estate!


About us: McKinney New Construction Expert Real Estate Agent



As a Top Real Estate Professional in McKinney, I understand the challenges that arise when buying a new construction home. There are over 100 builders in the DFW area. I work with most of the new home builders in McKinney and understand how various builders operate. I am familiar with the options they offer, current incentives and I frequently visit the upcoming communities they are building. I guide my clients through all steps of the new home construction process and aggressively protect their interests in the transaction.


As a holder of top real estate industry certifications and designations like CRS, ABR & GRI, I can offer my clients experience as a Buyer's Agent and REALTOR®, top Industry Customer Service, in-depth, up-to-the-minute and comprehensive market knowledge; honesty, integrity, dedication, and professionalism in my business.


Whether you are a first time buyer in McKinney looking to buy a home in Fields or whether you are relocating to McKinney from California or moving your entire family from areas like San Francisco, Fremont, Palo Alto, Los Angeles, San Diego in California due to job transfer with your company, I can help you find a new construction home in Fields in McKinney. Our relocation team eases the transition - whether you are moving across town or across the globe. We will work with you to find an area that best suits your professional, family and lifestyle needs. We have all the tools you need to help your home search. Whether it is video previews of homes, extended work hours, digital signatures for documents or more, we can make this process as comfortable as possible no matter where you are located.



What is most important to you in your new construction home in Fields in McKinney? Send us an email at info@NitinGuptaDFW.com or give us a call at (469) 269-6541 to schedule a no obligation consultation. We’ll give you honest advice about Fields community that you can use to help make your home buying decision.



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