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Top 10 Affordable New Home Neighborhoods in McKinney for First-Time Buyers

  • Writer: Nitin Gupta, CRS, REALTOR
    Nitin Gupta, CRS, REALTOR
  • Aug 11
  • 3 min read

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McKinney, TX offers first-time buyers a unique opportunity to enter the market in style—without sacrificing quality or lifestyle. If you’re looking for affordability without compromise, these ten neighborhoods combine value, new construction, and location to help you get the most for your money in 2025.


What Makes These Neighborhoods Ideal for First-Time Buyers?

  • Access to highly-rated schools

  • New or recent construction with energy-efficient features

  • Close proximity to shopping, parks, and major highways

  • Builder incentives or lower entry prices


Top 10 Affordable New Home Communities in McKinney

Neighborhood

Price Range

Notable Builders

Highlights

The Preserve at Honey Creek

$330K–$450K

DR Horton, HistoryMaker

Great for budget-conscious families

Fossil Creek at Westridge

$350K–$480K

Meritage, Trophy Signature

Access to Frisco ISD, energy-efficient homes

Saddlebrook

$360K–$475K

Highland Homes, Megatel

Family-friendly, modern layouts

Trinity Falls

$400K–$500K

Perry, Highland, Drees

Master-planned with trails and pool

Painted Tree

$425K–$525K

David Weekley, Trophy

Resort-style amenities

Eastridge

$350K–$460K

Pulte, Ashton Woods

Near shopping and McKinney ISD schools

Wilmeth Ridge

$400K–$520K

Grand Homes, Shaddock

Open green spaces and community pool

Millbend at Sloan Creek

$425K–$525K

Highland, Coventry

Near Allen/McKinney border

Estates at Rockhill

$375K–$495K

Lennar, Gehan

Close to major employers and parks

Creekside

$340K–$450K

Impression, K. Hovnanian

Affordable modern homes with quick access


How a Buyer’s Agent Helps You Save

  • Nitin Gupta negotiates builder incentives, closing cost assistance, and upgrade credits

  • As a CRS and GRI certified REALTOR®, he provides contract protection and price guidance


Quick Market Stats:

  • New home inventory under $500K in McKinney is down 18% year-over-year

  • Over 47% of first-time buyers in 2024 chose new construction

  • Builder incentives currently average $10,000–$15,000 per transaction


Final Thought

Affordable doesn’t have to mean average. With the right guidance, you can find the perfect new home in McKinney that fits your lifestyle—and your budget.



Call us at 469-269-6541 for more information about McKinney real estate!


About us: McKinney New Construction Expert Real Estate Agent



As a Top Real Estate Professional in McKinney, I understand the challenges that arise when buying a new construction home. There are over 100 builders in the DFW area. I work with most of the new home builders in McKinney and understand how various builders operate. I am familiar with the options they offer, current incentives and I frequently visit the upcoming communities they are building. I guide my clients through all steps of the new home construction process and aggressively protect their interests in the transaction.


As a holder of top real estate industry certifications and designations like CRS, ABR & GRI, I can offer my clients experience as a Buyer's Agent and REALTOR®, top Industry Customer Service, in-depth, up-to-the-minute and comprehensive market knowledge; honesty, integrity, dedication, and professionalism in my business.


Whether you are a first time buyer in McKinney looking to buy a home in Fields or whether you are relocating to McKinney from California or moving your entire family from areas like San Francisco, Fremont, Palo Alto, Los Angeles, San Diego in California due to job transfer with your company, I can help you find a new construction home in Fields in McKinney. Our relocation team eases the transition - whether you are moving across town or across the globe. We will work with you to find an area that best suits your professional, family and lifestyle needs. We have all the tools you need to help your home search. Whether it is video previews of homes, extended work hours, digital signatures for documents or more, we can make this process as comfortable as possible no matter where you are located.



What is most important to you in your new construction home in Fields in McKinney? Send us an email at info@NitinGuptaDFW.com or give us a call at (469) 269-6541 to schedule a no obligation consultation. We’ll give you honest advice about Fields community that you can use to help make your home buying decision.



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