Your Midlothian, TX Home Buying Timeline For First-Time Home Buyers: How Long Does It Take?

If you’re a first-time homebuyer in Midlothian, TX, one of the most common questions is: “How long does it actually take to buy a home?” The process typically spans 30 to 90 days, depending on financing, home availability, inspections, and market conditions. This step-by-step timeline will help you prepare for each stage of your home buying journey.

Week 1: Get Pre-Approved and Choose a Buyer’s Agent

Before you even start browsing homes, get your finances in order.

What to do:

• Get pre-approved for a mortgage through a local lender

• Determine your budget and monthly comfort zone

• Select a knowledgeable Midlothian buyer’s agent to represent you

Start by contacting Nitin Gupta, an experienced Midlothian buyer’s agent:https://www.nitinguptadfw.com/contact

Weeks 2–4: Begin Your Home Search

Your agent will help you define your must-haves vs. nice-to-haves and set up showings in neighborhoods like Millbrook, Parkside Estates, or The Grove.

During this stage:

• Tour homes (in person or virtually)

• Compare pricing and features

• Watch for new listings hitting the market

• Make sure you're ready to act quickly in a competitive market

Week 5: Submit an Offer and Negotiate Terms

Once you find the right home, your agent will guide you through writing a competitive offer.

Your offer will include:

• Purchase price

• Contingencies (financing, inspection, appraisal)

• Requested closing date (typically 30–45 days from acceptance)

• Earnest money amount (typically 1% of the purchase price)

Week 6: Home Inspection and Option Period (5–10 Days)

After your offer is accepted, you enter the option period—a window to conduct inspections and negotiate repairs.

What happens during this stage:

• Hire a licensed home inspector (your agent will recommend one)

• Review findings and negotiate repairs or concessions

• Decide if you’re moving forward or terminating based on inspection results

Weeks 7–8: Appraisal, Underwriting, and Loan Approval

Once the inspection phase is complete, your lender will finalize the mortgage process.

Key milestones:

• Appraisal ordered to confirm the home’s value

• Underwriting reviews income, assets, and debt

• Loan is cleared to close

Pro Tip: Avoid making large purchases or opening new credit accounts during this time.

Week 9: Final Walkthrough and Closing

You're almost there! A final walkthrough is typically scheduled within 24–48 hours of closing.

Checklist for this stage:

• Ensure agreed-upon repairs are completed

• Confirm the home is in the same condition

• Sign closing documents at the title company

• Transfer utilities into your name

• Receive your keys—you're now a homeowner!

Estimated Timeline Recap

Step	Timeframe
Pre-Approval & Agent Selection	1 week
Home Search	2–3 weeks
Offer & Negotiation	1 week
Inspections & Option Period	1–2 weeks
Appraisal & Loan Processing	2–3 weeks
Closing	1 week
Total Estimated Time	30–60 Days (typical)

Why Work with Nitin Gupta, Midlothian Buyer’s Agent

Nitin Gupta is a Broker Associate with Competitive Edge Realty and a trusted expert in guiding first-time buyers through every step of the buying process.

His credentials include:

• Accredited Buyer’s Representative (ABR®)

• Certified Residential Specialist (CRS)

• Certified New Home Specialist™

  
  

View Nitin Gupta’s certifications and designations here:https://www.nitinguptadfw.com/dallas-realtor-designations

Start Your Home Buying Journey in Midlothian Today

Buying your first home doesn’t have to be confusing or chaotic. With expert guidance, clear timelines, and local insight, you can make a smart move and secure your dream home in Midlothian.

Schedule your free consultation today with Nitin Gupta: https://www.nitinguptadfw.com/contact

Call us at 469-269-6541 for more information about Midlothian real estate!

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About us: Midlothian New Construction Expert Real Estate Agent

As a Top Real Estate Professional in Midlothian, I understand the challenges that arise when buying a new construction home. There are over 100 builders in the DFW area. I work with most of the new home builders in Midlothian and understand how various builders operate. I am familiar with the options they offer, current incentives and I frequently visit the upcoming communities they are building. I guide my clients through all steps of the new home construction process and aggressively protect their interests in the transaction.

As a holder of top real estate industry certifications and designations like CRS, ABR & GRI, I can offer my clients experience as a Buyer's Agent and REALTOR®, top Industry Customer Service, in-depth, up-to-the-minute and comprehensive market knowledge; honesty, integrity, dedication, and professionalism in my business.

Whether you are a first time buyer in Midlothian looking to buy a home in Midlothian or whether you are relocating to Midlothian from California or moving your entire family from areas like San Francisco, Fremont, Palo Alto, Los Angeles, San Diego in California due to job transfer with your company, I can help you find a new construction home in Midlothian. Our relocation team eases the transition - whether you are moving across town or across the globe. We will work with you to find an area that best suits your professional, family and lifestyle needs. We have all the tools you need to help your home search. Whether it is video previews of homes, extended work hours, digital signatures for documents or more, we can make this process as comfortable as possible no matter where you are located.

What is most important to you in your new construction home in Midlothian? Send us an email at info@NitinGuptaDFW.com or give us a call at (469) 269-6541 to schedule a no obligation consultation. We’ll give you honest advice about Midlothian community that you can use to help make your home buying decision.