Beazer Homes Buyer FAQ: Mortgage Choice, Zero Energy Ready Homes and What to Check in DFW

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Beazer Homes is a national homebuilder headquartered in Atlanta and traded on the New York Stock Exchange as BZH, and in Dallas-Fort Worth it builds its single-family homes to the U.S. Department of Energy's Zero Energy Ready Home standard. It is also unusual among national builders in encouraging buyers to compare lenders through a program called Mortgage Choice, and it includes certain floor plan configurations in the base price through Choice Plans. This page answers the questions buyers most often ask before buying a Beazer home, including what the energy certifications actually mean, how Mortgage Choice works alongside Beazer's affiliated title company, and what to verify about a specific lot. It is written by an independent buyer's agent, not by the builder, and was updated in September 2026.

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About the builder

Who is Beazer Homes?

Beazer Homes USA is based in Atlanta, Georgia, and is one of the larger publicly traded homebuilders in the United States. It builds in more than a dozen states, and its Dallas division builds in communities around the metroplex, including in and around Anna, Celina, Denton, Forney, Little Elm and Midlothian.

Where does Beazer build in DFW?

Beazer's Dallas division has built across a wide ring of the metroplex. Examples include Brookville Estates in Forney, near Highway 80, and Enclave at Legacy Hills in Celina. Communities open and close as sections sell out, so confirm current availability before planning a visit.

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Energy Series: READY and ZERO homes

What is a DOE Zero Energy Ready Home?

A Zero Energy Ready Home is a certification from the U.S. Department of Energy for new homes built to a high efficiency standard, designed so that a renewable energy system could offset most or all of the home's annual energy use. Beazer's READY homes carry that certification and are also ENERGY STAR certified and qualified under the EPA's Indoor airPLUS program for indoor air quality. In 2023, Beazer described its Dallas division as the first national homebuilder in the metroplex to build all of its single-family communities to this standard.

What is the difference between a READY home and a ZERO home?

A ZERO home is a READY home with an upgraded solar energy system sized to offset the home's anticipated energy use, certified at a HERS index score of zero. A READY home is built to the same efficiency standard without that full solar system. If you are considering a ZERO home, ask whether the solar system is owned outright as part of the purchase, what warranty covers it, and how the utility connection and any net metering arrangement work at that address.

Will an energy-certified home lower my monthly cost?

It can reduce utility bills relative to a less efficient home of the same size, but actual bills depend on the household, thermostat settings and the rate plan. Ask for the specific home's certification documents and its HERS score so you can compare homes on the same basis. For the monthly budget, the property tax rate and any special district on the lot are usually larger variables.

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Mortgage Choice and title

What is Beazer's Mortgage Choice program?

Mortgage Choice is Beazer's program for helping buyers compare loan offers from multiple lenders rather than steering them to a single builder lender. That is genuinely different from builders whose incentives depend on using one affiliated lender. Take advantage of it: compare total loan cost, not just the rate, and get the offers on the same day so they are comparable.

Does Beazer have an affiliated title company?

Beazer's own terms list Charity Title Agency and Charity Title Group among its affiliated companies. So while the lender choice is open, the title and closing side may involve a company affiliated with the builder. When a builder refers you to an affiliated company, you should receive a written disclosure of the affiliation. Ask which choices are optional and which are conditions of any incentive.

Are Beazer promotions conditional?

Typically, yes. Beazer's DFW promotions, such as closing cost credits on select quick move-in homes, have been tied to contract dates, closing deadlines and specific homes. Get the terms in writing and confirm the deadlines are realistic for the home you choose.

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Choice Plans and selections

What are Choice Plans?

Choice Plans let buyers choose between alternative configurations for primary living areas, such as different kitchen and bathroom layouts, with those configuration choices included in the base price rather than sold as upgrades. They are separate from design selections such as finishes, which are priced as options. Ask which configuration choices your plan offers before you visit the design studio.

Which selections should I prioritize?

Spend first on decisions that are expensive or impossible to change later: structural options, ceiling heights, window placement, electrical rough-in, plumbing locations and built-ins. Paint, fixtures, hardware and many finishes can be changed after closing.

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Before your first visit

Do I need a real estate agent to buy a Beazer home?

No, you can buy directly. Beazer's New Home Counselors represent the builder. A buyer's agent is the one party working only for you, from contract review and lot verification through the lender comparison and the final walkthrough.

When should I involve my agent?

Before your first visit to a Beazer model, including a self-guided tour. Builders commonly have registration policies that tie agent recognition to the buyer's first visit, and a buyer who tours alone first may find an agent introduced later is not recognized.

What does it cost me to have a buyer's agent?

Compensation for a buyer's agent is set out in the written buyer representation agreement Texas requires before an agent shows you property. In new construction, builders commonly offer compensation to buyer's agents, and how that interacts with your agreement is worth walking through line by line before signing.

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Lot, school district and special districts

Does the community name tell me the school district?

Not reliably. School assignment follows the physical address and district attendance boundaries, not the community name or mailing city. The builder describes Brookville Estates, for example, as served by Forney ISD; confirm the district and campuses for any specific lot directly with the district before signing.

Is there a MUD or PID on the lot?

Confirm it for the specific lot through the county appraisal district's taxing-unit list and the tax certificate. In Celina, for example, Legacy Hills appears on the City of Celina's published list of public improvement districts, so confirm whether a lot at Enclave at Legacy Hills falls within it. The MUD versus PID explainer and the master-planned community guide cover these checks.

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Contract, inspection and warranty

Is the Beazer purchase agreement the standard Texas contract?

Builders generally use their own purchase agreements, drafted by the builder's attorneys, rather than the standard Texas Real Estate Commission resale contract. Terms governing deposits, selection deadlines, completion timing, warranty administration and dispute resolution are set by the builder's document. Read it before signing and have it reviewed. The builder contracts guide covers the categories that matter most.

Should I get an independent inspection on a certified home?

Yes. Energy certification and municipal inspections are not the same as an independent inspection on your behalf. The most useful stages are pre-drywall and before the final walkthrough, with a further inspection shortly before the first-year workmanship coverage ends. On a finished quick move-in home, pre-drywall is no longer possible, which makes the other two more important.

What does the warranty cover?

Coverage, exclusions and claim procedures are set by the warranty document in your contract, and a solar system on a ZERO home may carry its own separate warranty. Read them before closing, calendar the deadlines and submit requests in writing.

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Talk before you tour

Considering a Beazer home? Call before your first visit. The conversation covers which community and lot fit your commute and budget, what the energy certification is worth in practice, how to use Mortgage Choice to compare lenders, and how representation works with the builder. Call 469-269-6541 or get in touch. See also the Trophy Signature Homes FAQ for another ENERGY STAR builder, and the DFW new construction guide for the full process.

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