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Don't Trip Up! Common Mistakes California Families Make When Buying New Construction in Texas - Frisco Relocation Real Estate Agent

  • 5 hours ago
  • 4 min read





The allure of Texas, especially the thriving DFW Metroplex, is undeniable for California families seeking more space, affordability, and a fresh start. New construction homes, in particular, offer modern amenities and the promise of a hassle-free move. However, the real estate landscape in Texas, and specifically the new build process, operates differently than in California.


Without proper guidance, families relocating from the Golden State can inadvertently make mistakes that cost them time, money, and peace of mind. Here are some of the most common pitfalls and how to avoid them:


1. Thinking the Builder's Agent Represents YOU

This is arguably the BIGGEST mistake. In California, it's customary to have your own agent. In Texas new construction, many California families walk into a model home without a realtor, assuming the friendly on-site sales consultant works for them.

The Reality: The builder's agent represents the builder's interests, period. Their job is to sell homes for the builder at the highest price and best terms for their client.

The Fix: Always bring your own buyer's agent on your very first visit to any new home community. A dedicated buyer's agent, especially one experienced in new construction, will:

  • Negotiate on your behalf for price, upgrades, and incentives.

  • Help you understand the builder's contract, which is typically builder-friendly.

  • Advocate for you during construction and walkthroughs.

  • Potentially offer a cashback rebate, saving you thousands!


2. Skipping Independent Inspections

"It's brand new, it doesn't need an inspection!" This is a dangerous assumption that many California buyers, unfamiliar with Texas building practices, often make. Even the best builders can make mistakes.

The Reality: New homes absolutely need independent inspections at critical stages (pre-pour, pre-drywall, and final). Builders work quickly, and issues can arise.

The Fix: Budget for and insist on three phases of independent inspections by a qualified inspector you hire. These can catch costly structural, plumbing, electrical, or HVAC issues that might otherwise go unnoticed until after closing, making them much harder to rectify.


3. Not Understanding Property Taxes and HOAs

California's property tax system (Prop 13) is very different from Texas'. Texas has no state income tax, but it makes up for it with significantly higher property tax rates. Furthermore, many new construction communities in DFW are part of master-planned communities with robust Homeowners Associations (HOAs).

The Reality: High property tax rates (often 2-3% of the home's value) and substantial HOA fees can significantly impact your monthly housing costs.

The Fix:

  • Factor in Property Taxes: Get an accurate estimate of the annual property taxes for your chosen home and location. These are assessed based on the appraised value, not necessarily the purchase price, and can fluctuate.

  • Understand HOA Fees and Rules: Thoroughly review the HOA's Covenants, Conditions, and Restrictions (CC&Rs) and fee structure. Ensure you're comfortable with the rules and the monthly/annual costs.


4. Over-Upgrading at the Design Center

The design center is exciting, offering a dizzying array of choices. California families, used to older homes, might be tempted to add every available upgrade.

The Reality: While some upgrades add value (e.g., structural changes, energy-efficient features, a third-car garage), many cosmetic upgrades (e.g., premium countertops, exotic flooring) have a poor return on investment. You're often paying retail for these items, and the builder's markup can be substantial.

The Fix:

  • Prioritize Smart Upgrades: Focus on structural elements, wiring, energy efficiency, and features that are difficult or expensive to change later.

  • Consider Aftermarket Upgrades: Plan to do some cosmetic upgrades (e.g., light fixtures, paint, landscaping) after closing, often at a lower cost and with more personalized options.

  • Consult Your Agent: A good buyer's agent can advise you on which upgrades make sense for resale value in the DFW market.


5. Underestimating Commute Times

DFW is expansive, and what looks like a short distance on a map can translate into a long commute due to traffic. California families might be used to dense traffic, but the sheer scale of DFW can be surprising.

The Reality: Your dream home's location might perfect for schools, but if it adds an hour to each workday, it can quickly become a nightmare.

The Fix:

  • Test the Commute: If possible, drive the commute during peak hours (morning and evening) from your potential new home to work.

  • Factor in Future Growth: Remember that DFW is still growing rapidly, and traffic can worsen over time.

  • Consult Your Agent: Your buyer's agent, especially a relocation specialist, can provide realistic insights into commute times for different areas and help you choose a location that balances lifestyle with practicality.


Ready to Make Your Move?

Moving from California to Texas, especially into a new construction home, is a fantastic opportunity. By being aware of these common mistakes and working with a knowledgeable local expert, you can avoid unnecessary headaches and ensure your transition is as smooth and successful as possible. Welcome to Texas!


Call us at 469-269-6541 for more information about Frisco real estate!


FIND A LUXURY HOME IN FRISCO, TEXAS WITH NITIN GUPTA, BROKER ASSOCIATE, REALTOR®.


When purchasing a luxury home in Frisco, Texas, it’s essential to consider factors such as location, architectural style, security, and amenities to ensure the home meets both lifestyle and investment needs. By selecting a property in a prestigious neighborhood with numerous amenities and security measures, buyers can ensure they’re making a valuable and rewarding investment in the vibrant Frisco market.


For those looking to invest in luxury homes in Frisco, Texas, Nitin Gupta is an expert real estate professional ready to assist. Known for his extensive experience, market insights, and numerous awards, he is committed to finding his clients the best properties in the area.


Contact Nitin Gupta at 469-269-6541 or send a message today to explore exclusive listings and secure your ideal luxury residence in one of Frisco's elite communities.






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