How to Buy a Home in Plano When You’re Relocating for Work: A Step-by-Step Guide for AT&T Employees

Relocating to Plano, Texas for work with AT&T? Whether you're moving from out of state or transitioning within Texas, buying a home in a new city can feel overwhelming—especially if you're doing it on a tight timeline, with limited in-person access, and during a company-wide return-to-office transition.

Plano is one of the most popular relocation destinations for AT&T employees, offering a prime location near company campuses, award-winning schools, and a wide range of housing options. If this is your first time buying—or your first time buying while relocating—this guide walks you through the exact steps to take to ensure a smooth, successful move.

Step 1: Understand Your Commute & Job Location

AT&T employees may be reporting to:

• The Downtown Dallas HQ (208 S. Akard St)

• The Legacy Campus in Plano or other North Dallas satellite offices

Depending on your location, you’ll want to narrow down areas that allow for a manageable commute, especially if you're returning to the office full-time. If hybrid work is allowed, you may be able to widen your search to more suburban communities.

Step 2: Get Pre-Approved with a Texas-Based Lender

Texas real estate has some key differences compared to states like California or Illinois, including:

• Higher property tax rates (2.2%–2.7%)

• Potential MUD or PID taxes in some communities

• Unique closing cost structure

A local lender understands how to accurately calculate your monthly payment, including these factors. Pre-approval also gives you the confidence (and paperwork) to make a strong offer once you find the right home.

Step 3: Choose the Right Neighborhood in Plano

Plano has a wide variety of neighborhoods suited to different lifestyles, budgets, and commute goals.

Consider These Top Picks:

• Legacy West Area: Walkable townhomes and condos, urban-suburban vibe, close to major employers

• West Plano: Highly rated schools, mature trees, larger homes and lots

• East Plano: More affordable options with access to historic downtown and nature trails

• Frisco ISD Zones in Plano: Newer homes, modern layouts, and access to top-tier schools

A local real estate agent can help you compare school zones, HOA fees, property taxes, and community amenities to find the best fit.

Step 4: Decide Between Resale and New Construction

If you’re relocating quickly, a move-in ready resale home may be the best fit. But if your relocation timeline allows flexibility, new construction in nearby areas like Frisco, McKinney, or Celina may offer:

• Builder warranties

• Custom finishes

• Energy-efficient systems

• Incentives on closing costs

Ask your agent to help you compare timelines, costs, and resale value between the two.

Step 5: Set Up Virtual Showings (If Needed)

If you can’t travel to Plano immediately, don’t worry. Many AT&T buyers purchase homes remotely with the help of:

• Live video tours via FaceTime or Zoom

• Detailed walkthrough videos

• Floor plans and neighborhood overviews

• Local inspection and contractor resources

An agent who specializes in relocation can act as your eyes on the ground, keeping you informed and protected.

Step 6: Make a Smart, Competitive Offer

Homes in Plano—especially those under $600K—can move fast. Once you find the right one, be ready to submit a clean, competitive offer.

Your agent will help you:

• Analyze comps (comparable home sales)

• Structure a competitive offer with contingencies that protect you

• Explain the Option Period, Earnest Money, and Closing Timeline

Texas contracts move quickly, so having all your documents ready from the lender is key.

Step 7: Get a Home Inspection and Negotiate Repairs

Even newer homes can have issues, especially in North Texas where expansive clay soil can cause foundation movement. Your agent will:

• Coordinate a licensed inspector

• Review the report with you in detail

• Negotiate repairs or credits, if needed

If you’re buying new construction, a third-party inspection is still recommended before closing.

Step 8: Finalize Your Loan and Prepare for Closing

During this phase, your lender will:

• Order an appraisal

• Complete underwriting

• Send final closing disclosures

Your agent will guide you through:

• Final walkthrough

• Closing schedule

• Any last-minute questions

Closings in Texas are typically handled through a title company, and many can be done remotely or via mobile notary if you’re still out of state.

Step 9: Get Settled in Your New Plano Home

Once you close, it’s time to move in. Your agent can help you with:

• Local movers and utility setup

• School enrollment support (if applicable)

• Recommendations for contractors, lawn care, and more

Plano offers a wide range of amenities, from parks and top-rated schools to shopping, dining, and fitness centers. You’ll quickly see why so many AT&T employees are choosing to settle here long-term.

Final Thoughts

Relocating for work doesn’t have to feel chaotic. Whether you’re coming from California, the Midwest, or another part of Texas, buying a home in Plano is absolutely doable—with the right guidance.

If you're an AT&T employee relocating to Plano, working with a relocation-savvy, local REALTOR® ensures:

• You stay ahead of the market

• You avoid costly mistakes

• You make a smart investment for your future

Ready to relocate with confidence? Let’s build your custom home buying plan for Plano—based on your job, commute, lifestyle, and goals.

Call us at 469-269-6541 for more information about Plano real estate!

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