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Building Equity in Texas: Why Relocating AT&T Employees Are Choosing to Buy in DFW Instead of Seattle, Atlanta, or Middletown

  • Writer: Nitin Gupta, CRS, REALTOR
    Nitin Gupta, CRS, REALTOR
  • Mar 21
  • 4 min read

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As AT&T pushes forward with its return-to-office (RTO) strategy, employees across the country are being asked to relocate to one of several hub cities—including Dallas-Fort Worth (DFW), Seattle, Atlanta, and Middletown. While each location has its own appeal, more professionals are choosing to buy in DFW, and the reason is simple: it offers the best long-term value, equity potential, and lifestyle for the price.


If you’re an AT&T employee weighing where to move—or deciding between renting and buying—this guide will help you understand why DFW is the clear choice for building wealth and planting roots.


1. DFW Offers the Best Homeownership Value Among AT&T’s Hub Cities

Let’s compare the average home price in each AT&T hub city:

Metro Area

Median Home Price (2024)

State Income Tax

Affordability Index

DFW

~$450,000

0%

⭐ Best balance

Seattle

~$800,000

~7%

High cost of entry

Atlanta

~$475,000

~5.75%

Rising cost, lower value

Middletown, NJ

~$650,000

~10.75% (NJ)

High taxes, low equity

Why DFW wins:Texas has no state income tax, property is more affordable, and the cost-to-income ratio is lower. Your monthly payment goes further, and your ability to build equity starts immediately without being eroded by taxes or inflated home values.


Search available homes in top DFW suburbs:👉 Homes in Plano, Frisco, McKinney


2. Strongest Long-Term Equity Potential

DFW is one of the fastest-growing metro areas in the country, with job and population growth that continue to drive real estate appreciation. The suburbs of Frisco, Plano, Allen, and McKinney have seen home values increase by 80%–100%+ over the last decade—far outpacing many other corporate relocation markets.


In contrast:

  • Seattle home prices have plateaued and declined in some areas due to affordability pressures.

  • Atlanta remains volatile, with some growth but less consistency in suburban markets.

  • Middletown sees minimal appreciation and extremely high property taxes, which eat into long-term equity.

Bottom line: If you want your home to also be a long-term investment, DFW outperforms other RTO destinations.


3. Rental Prices Are Rising—But Monthly Mortgage Payments Can Be Comparable

In many cases, renting isn’t much cheaper than owning. In DFW, a 3-bedroom home rents for $2,800–$3,500/month, which is roughly equal to a mortgage on a $500,000 home (with taxes and insurance included).


Meanwhile, in Seattle or Middletown:

  • Monthly rent for a similar home easily tops $4,000/month

  • Mortgage costs are even higher—and taxes cut deeper


Rent vs. Own (Plano, TX Example)

  • Monthly Rent: $3,000

  • Monthly Mortgage: $3,100 (30-year fixed on $500K home)

  • Equity Built in 3 Years (ownership): $50K–$70K+

  • Equity Built in 3 Years (renting): $0


Explore buying options near AT&T's Plano campus:👉 Search Plano Homes for Sale


4. Corporate-Friendly Suburbs Make the Transition Easier

DFW’s northern suburbs were designed with professionals in mind. Cities like Frisco, Allen, Prosper, and McKinney offer:

  • A-rated public schools

  • Master-planned communities with pools, gyms, trails, and work-from-home amenities

  • Close proximity to the Legacy West business district (home to AT&T’s regional campus)


Compare that to Atlanta or Middletown, where long commutes and aging infrastructure reduce quality of life. Seattle’s housing options often lack yard space or affordability, and newer communities can be 60+ minutes from downtown.


Need help narrowing down neighborhoods?👉 Contact Nitin Gupta – DFW Relocation Expert


5. Texas Tax Advantages Give You More Buying Power

Buying in Texas gives you the advantage of:

  • 0% state income tax (vs. 5%–13% in other states)

  • Homestead exemptions that lower your property taxes

  • More take-home pay to invest in your home, retirement, or lifestyle

In New Jersey or Washington, you’ll pay thousands more each year in income taxes—money that won’t help you build equity or reduce your mortgage.


6. Many AT&T Employees Are Already Choosing DFW

There’s a reason why so many of your colleagues are buying in Plano, Frisco, and McKinney. The corporate campuses in DFW are modern, centrally located, and surrounded by high-quality neighborhoods built for professionals and families alike.

You’ll find:

  • Short commutes (10–25 mins)

  • Airport access (DFW & Love Field)

  • Family-friendly amenities and strong resale value


Looking for move-in ready homes near Legacy West?👉 Browse New Construction and Resale Listings


Final Thoughts

If you’re comparing AT&T’s hub cities, DFW is the smart choice for building long-term equity while enjoying a better cost of living, lower taxes, and a higher quality of life. Renting might seem easier in the short term—but buying in North Texas offers stability, appreciation, and the chance to grow wealth for the future.


Let’s turn your relocation into a smart financial move.Whether you’re relocating from the West Coast, East Coast, or the Southeast, I’ll help you find a home that matches your lifestyle, your budget, and your goals.

Start here:👉 View Homes for Sale in DFW👉 Schedule a Relocation Strategy Session


Call us at 469-269-6541 for more information about Plano real estate!


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FIND A LUXURY HOME IN PLANO, TEXAS WITH NITIN GUPTA, BROKER ASSOCIATE, REALTOR®.


When purchasing a luxury home in Plano, Texas, it’s essential to consider factors such as location, architectural style, security, and amenities to ensure the home meets both lifestyle and investment needs. By selecting a property in a prestigious neighborhood with numerous amenities and security measures, buyers can ensure they’re making a valuable and rewarding investment in the vibrant Plano market.


For those looking to invest in luxury homes in Plano, Texas, Nitin Gupta is an expert real estate professional ready to assist. Known for his extensive experience, market insights, and numerous awards, he is committed to finding his clients the best properties in the area.


Contact Nitin Gupta at 469-269-6541 or send a message today to explore exclusive listings and secure your ideal luxury residence in one of Plano elite communities.




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