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Is Texas a Good Place to Live? Pros, Cons, Costs & Relocation Tips | Dallas Relocation Realtor

  • Writer: Nitin Gupta, CRS, REALTOR
    Nitin Gupta, CRS, REALTOR
  • Nov 12, 2025
  • 5 min read



Thinking about moving to Texas? You’re not alone — the Lone Star State continues to attract thousands of new residents each month.From strong job growth and affordable housing to unpredictable weather and rising property taxes, living in Texas has its pros and cons.This guide breaks down everything you need to know before relocating — including cost of living, lifestyle benefits, and insider relocation tips.



Is Texas a Good Place to Live?

The short answer: yes, for many people — but it depends on your priorities.Texas offers a compelling mix of affordability, opportunity, and lifestyle variety. You’ll find fast-growing metros like Dallas–Fort Worth, Austin, Houston, and San Antonio, alongside smaller, family-friendly suburbs with strong schools and vibrant communities.


Still, the Texas experience isn’t the same everywhere — what feels like freedom to one person can feel like heat and property taxes to another. Let’s break it down.



The Pros of Living in Texas

1. Strong Job Market

Texas has one of the fastest-growing economies in the U.S. with major hubs in energy, healthcare, logistics, tech, and finance.

  • Unemployment rate: around 3.5% (below national average)

  • Top sectors: tech (Austin), finance (DFW), energy (Houston), military (San Antonio)

  • Major employers: Tesla, Toyota, American Airlines, ExxonMobil, Dell, and Baylor Scott & White


2. Affordable Housing and Land

Compared to coastal states, Texas offers far more home for your money.

  • Median home price (2025): ~$360,000 statewide

  • New construction starts around $300K in suburban markets

  • No state income tax means more take-home pay

Cities like Frisco, Prosper, Melissa, and Forney are attracting buyers seeking space, modern homes, and investment potential.


3. No State Income Tax

One of Texas’s biggest draws — residents keep more of their paycheck. However, higher property taxes and insurance premiums can offset part of this benefit (see cons below).


4. Business and Entrepreneurial Freedom

Texas regularly ranks in the top 5 states for business friendliness.From startups to Fortune 500 relocations, the state’s low regulations and affordable commercial real estate make it ideal for entrepreneurs.


5. Diversity and Culture

Texas isn’t just big — it’s culturally rich.Houston is among the most diverse metros in the U.S., and Dallas–Fort Worth hosts a thriving international and professional population.You’ll find world-class art, cuisine, and community events that rival any major coastal city.



The Cons of Living in Texas


1. Weather Extremes

Expect heat — and plenty of it. Summers often climb above 100°F, especially in Dallas and Central Texas.Some areas also face seasonal storms or flooding risks.If you prefer mild, coastal climates, you’ll need to adjust or plan around heat management.


2. Property Taxes

Texas’s lack of state income tax comes with a tradeoff: property taxes among the highest in the U.S., averaging 1.6%–2.3% of assessed value.A $500,000 home can mean $8,000–$10,000 per year in taxes, depending on the county and local MUD/PID assessments.


3. Transportation and Traffic

Most Texas cities are car-dependent, and traffic can be intense in large metros.Public transportation options are limited outside of central Dallas or Austin.Commuters should plan proximity to work before buying or renting.


4. Healthcare Access Gaps

Texas is home to world-class medical systems like UT Southwestern, Houston Methodist, and Baylor Scott & White, but rural and suburban areas may have fewer specialists.Health insurance costs also tend to run slightly above national averages.


5. Rapid Growth and Infrastructure Strain

Population growth — especially in DFW, Austin, and Houston — is stretching roads, schools, and utilities.While long-term improvements are underway, new residents may experience construction delays or school rezoning.



Cost of Living in Texas (2025 Snapshot)

Category

Texas Average

U.S. Average

Notes

Housing

Index = 90

100

Significantly lower than national average

Utilities

Index = 102

100

Higher during summer cooling months

Groceries

Index = 97

100

Fairly consistent with national average

Transportation

Index = 95

100

Slightly cheaper due to lower gas prices

Healthcare

Index = 101

100

Comparable, with high variability by region

Overall, Texas’s cost of living sits about 5–10% below the U.S. average, depending on location.


Best Places to Live in Texas (for 2025 Relocation)

City

Lifestyle Type

Median Home Price

Dallas–Fort Worth

Metro access, strong schools, business hub

$450K–$900K

Austin

Tech-driven, young professionals, high cost

$550K+

San Antonio

Affordable, cultural heritage, slower pace

$350K–$500K

Houston

Energy, diversity, international appeal

$380K–$600K

Frisco / Prosper

Family luxury suburbs near DFW

$700K+

Midlothian / Waxahachie

Affordable and expanding south corridor

$400K–$550K


Relocation Tips for Moving to Texas

1. Research Regional Differences

West Texas is dry and spacious, while North Texas offers master-planned suburban communities. Houston is humid and coastal, Austin is creative and fast-paced.

2. Understand Property Taxes and HOA Fees

Before buying, calculate total monthly cost, including MUD/PID taxes, HOA dues, and insurance — not just the mortgage.

3. Prepare for the Heat

Plan home inspections for energy efficiency, including insulation, windows, and AC capacity.

4. Secure a Local Buyer’s Agent

Working with a relocation expert ensures you compare communities effectively, negotiate builder incentives, and avoid hidden costs.

5. Plan Timing Around Market Cycles

Spring and early fall offer the best combination of inventory and pricing flexibility for relocations.



Let Nitin Gupta – Texas Relocation Expert – Guide Your Move


As a Certified Relocation and Luxury Real Estate Specialist, I help families, professionals, and executives relocate to Texas with confidence.From understanding property tax structures to choosing the right builder or neighborhood, my goal is to make your transition seamless.





Final Takeaway

So — is Texas a good place to live? For many, absolutely. It’s a state of opportunity, growth, and diversity — but one that requires smart planning and informed decisions.If you’re ready to explore life in Texas, let’s make your move smooth, strategic, and successful.


Call us at 469-269-6541 for more information about Plano real estate!






FIND A LUXURY HOME IN PLANO, TEXAS WITH NITIN GUPTA, BROKER ASSOCIATE, REALTOR®.


When purchasing a luxury home in Plano, Texas, it’s essential to consider factors such as location, architectural style, security, and amenities to ensure the home meets both lifestyle and investment needs. By selecting a property in a prestigious neighborhood with numerous amenities and security measures, buyers can ensure they’re making a valuable and rewarding investment in the vibrant Plano market.


For those looking to invest in luxury homes in Plano, Texas, Nitin Gupta is an expert real estate professional ready to assist. Known for his extensive experience, market insights, and numerous awards, he is committed to finding his clients the best properties in the area.


Contact Nitin Gupta at 469-269-6541 or send a message today to explore exclusive listings and secure your ideal luxury residence in one of Plano elite communities.





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