Relocating to Plano for JPMorgan Chase: Complete Neighborhood Guide (2026) - Plano Relocation Real Estate Agent
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JPMorgan Chase’s Legacy West campus in Plano is one of the largest corporate relocations in American history, bringing 8,000+ employees to North Texas and permanently reshaping the region’s real estate market.
If you’re relocating to Plano for JPMorgan Chase, this guide covers everything you need to know: the best neighborhoods by commute, housing costs for every budget, top school districts, lifestyle comparisons, and how to maximize your relocation package when buying or renting in DFW.
JPMorgan Chase in Plano: Understanding Your New Campus
JPMorgan Chase Legacy West Campus
Address: 8181 Communications Pkwy, Plano, TX 75024
Location: Legacy West (Legacy Dr & Dallas North Tollway), West Plano
Campus Size: 1.4 million sq ft
Employees on Campus: 8,000+
Total DFW Employees: 20,000+
Features: Multiple office towers, cafeterias, fitness centers, outdoor spaces
Culture: Professional, collaborative, Fortune 1 standards
Understanding Legacy West
Legacy West is not just a corporate campus—it’s a true live-work-play district surrounding JPMorgan Chase, Toyota, Liberty Mutual, and other Fortune 500 headquarters.
Legacy West Amenities
Upscale retail: Louis Vuitton, Tiffany & Co., Restoration Hardware, Apple, Tesla
40+ restaurants: Eatzi’s, North Italia, Legacy Hall, Haywire, Ida Claire
Hotels: Renaissance Plano, Marriott Legacy Town Center
Whole Foods Market: On-site at Legacy West
Fitness: Multiple gyms and studios within walking distance
Entertainment: Movie theaters, live music, outdoor events
Walkability: Pedestrian-friendly district design connecting work + retail
The Texas Financial Advantage for Chase Employees
Before choosing a neighborhood, understand how Texas changes your financial picture.
No State Income Tax — The Biggest Benefit
Texas has no state income tax. Coming from major Chase hubs, annual savings can be significant:
Annual Salary | New York Tax Saved | California Tax Saved | Illinois Tax Saved | New Jersey Tax Saved |
$85,000 | $6,375 | $7,055 | $3,995 | $5,610 |
$120,000 | $10,560 | $11,220 | $5,640 | $7,680 |
$175,000 | $16,188 | $17,063 | $8,225 | $11,200 |
$250,000 | $23,375 | $25,000 | $11,750 | $16,000 |
$400,000 | $37,600 | $44,000 | $18,800 | $25,600 |
Cost of Living Comparison
Category | Plano/Frisco | New York City | Columbus OH | New Jersey | California |
Avg Luxury Apt (2BR) | $2,100/mo | $5,800/mo | $1,600/mo | $3,200/mo | $3,900/mo |
New Home (3BR) | $550,000 | $1,100,000 | $390,000 | $850,000 | $1,400,000 |
Property Tax Rate | 2.18% | 1.72% | 1.48% | 2.21% | 1.05% |
Overall Living | Baseline | 65% higher | 15% lower | 40% higher | 55% higher |
What Your Salary Buys: Plano vs. New York
$120,000 Salary in New York City
After state + city income tax: ~$82,000 take-home
Monthly take-home: ~$6,833
Affordable 2BR apartment: $2,800–$3,500/month
Remaining after housing: $3,333–$4,033/month
$120,000 Salary in Plano (No State Tax)
After federal tax: ~$89,000 take-home
Monthly take-home: ~$7,417
Affordable 2BR apartment: $1,650–$2,200/month
Remaining after housing: $5,217–$5,767/month
Monthly advantage of Plano: $1,884–$2,434 more in your pocket
The Commute Reality From Every Neighborhood
The Legacy West campus sits at Legacy Drive + Dallas North Tollway—one of the best-positioned corporate hubs in DFW.
Peak Hour Commute Times to Legacy West
Community | Morning Rush | Evening Rush | Tollway? | Monthly Toll Est. |
West Plano (Legacy area) | 5–12 min | 8–15 min | No | $0 |
East/Central Frisco | 15–22 min | 18–28 min | Yes | $85–$130 |
Prosper | 22–32 min | 28–38 min | $110–$160 | |
McKinney | 28–40 min | 32–45 min | Yes/US-75 | $80–$130 |
Celina | 35–50 min | 40–55 min | Yes | $120–$175 |
Allen | 18–28 min | 22–32 min | US-75 | $60–$100 |
Richardson | 22–32 min | 25–38 min | Partial | $50–$90 |
Southlake | 22–32 min | 28–38 min | Yes | $100–$150 |
Flower Mound | 28–40 min | 32–45 min | Yes | $110–$165 |
Commute Tips for Chase Employees
Dallas North Tollway is the main artery—budget $100–$175/month for tolls from most northern suburbs
Set up TxTag/EZ Tag before Day 1
8AM–6PM is peak; flex/hybrid days meaningfully reduce commute stress
West Plano eliminates tolls and commute time
South (Richardson/Addison) can be a reverse-commute advantage
Neighborhood Guide: Where Chase Employees Live
West Plano / Legacy Area — The Obvious Choice
Distance to campus: 5–12 minutes
Why it tops the list
West Plano is the most common choice because it eliminates the commute. Walk to lunch at Legacy West, drive home in minutes, and avoid tollway stress.
Renting in West Plano
Studio: $1,200–$1,650/month
1 Bedroom: $1,450–$2,100/month
2 Bedroom: $1,750–$2,600/month
3 Bedroom: $2,200–$3,200/month
Top rental communities
The Central at Granite Park
Arpeggio at Legacy
Domain at Legacy West
The Alcott
Buying in West Plano
Townhomes: $425,000–$650,000
Single Family (3BR): $525,000–$850,000
Single Family (4BR+): $750,000–$1,400,000
Character: Established, mature trees, walkable pockets
Schools: Plano ISD (strong district; ~8/10 average)
Best for
Singles and couples who want walkability
Hybrid employees who value short commute days
Anyone who never wants another long NYC/Chicago commute
Frisco — Most Popular Choice for Families
Distance to campus: 15–28 minutes
Why Frisco dominates
Frisco offers premium master-planned communities, strong Frisco ISD schools, resort amenities, and a reasonable Tollway commute.
Frisco housing options
Renting
2BR apartment: $1,750–$2,600/month
3BR townhome: $2,200–$3,100/month
Single-family rental: $2,800–$5,500/month
Buying
Entry new construction: $575,000–$750,000
Mid-luxury new construction: $750,000–$1,200,000
Luxury / Fields Frisco: $850,000–$3,000,000+
Established homes: $525,000–$1,500,000+
Top Frisco communities for Chase employees
Fields Frisco (PGA of America)
Price: $650,000–$3,000,000+
Schools: Frisco ISD
Commute: 18–28 minutes
Highlights: PGA HQ, Omni Resort, 4 courses
Best for: Senior staff, golf enthusiasts, luxury buyers
The Grove at Frisco
Price: $600,000–$1,100,000
Highlights: Newer construction, resort pool, trails
Phillips Creek Ranch
Price: $650,000–$1,400,000
Highlights: Established feel, mature amenities, strong resale
Frisco ISD Quick Stats
TEA rating: A
Graduation: 97%
SAT average: 1185
Students: 65,000+
College readiness: 89%
Allen — The Value Champion Near Campus
Distance to campus: 18–28 minutes
Why Allen deserves attention
Allen is often overlooked but delivers strong schools and pricing typically 10–15% below Frisco for similar commute distance.
Allen housing options
Renting
2BR apartment: $1,450–$2,100/month
3BR townhome: $1,850–$2,600/month
Buying
Entry new construction: $475,000–$650,000
Mid-range: $600,000–$950,000
Luxury: $850,000–$1,500,000
Top Allen communitiesStacy Ridge Estates, Twin Creeks (golf), Watters Crossing, Eagle Creek
Allen ISD
TEA rating: A
Graduation: 97%
SAT average: 1178
Reputation: Top 10 DFW districts consistently
Allen vs. Frisco pricing
Home Size | Allen Price | Frisco Price | Savings |
3,000 sq ft | $585,000 | $685,000 | $100,000 |
3,500 sq ft | $725,000 | $850,000 | $125,000 |
4,000 sq ft | $875,000 | $1,050,000 | $175,000 |
Prosper — Best Schools + Growing Luxury
Distance to campus: 22–35 minutes
Why Chase employees choose Prosper
Prosper ISD is a major draw. Families accept a slightly longer commute for top schools and newer master-planned living, often 15–20% below Frisco pricing.
Prosper housing options
Renting
2BR: $1,650–$2,300/month
Single-family rental: $2,600–$4,500/month
Buying
Entry new construction: $500,000–$650,000
Mid-luxury: $650,000–$1,100,000
Luxury: $1,000,000–$2,500,000+
Top Prosper communitiesProsper Ranch, Lakes of La Cima, Waterstone, Light Farms
Prosper ISD
TEA rating: A
Graduation: 98%
SAT average: 1198
Ranking: Top 15 Texas, Top 2% nationally
Student-teacher ratio: 16:1
McKinney — Character and Substance
Distance to campus: 28–42 minutes
Why McKinney attracts Chase employees
McKinney combines authentic Texas character (historic downtown) with modern development and strong value.
McKinney housing options
Renting
2BR: $1,400–$2,000/month
Single-family rental: $2,200–$4,200/month
Buying
Entry new construction: $450,000–$600,000
Mid-range: $575,000–$950,000
Luxury: $800,000–$2,000,000+
Top communitiesTrinity Falls, Tucker Hill, Park Creek
McKinney vs. Frisco lifestyle
Feature | McKinney | Frisco |
Home price (same size) | 10–15% less | Baseline |
Lot size | Slightly larger | Standard |
Character | Historic downtown + new | Master-planned focus |
Schools | McKinney ISD + some Prosper ISD | Frisco ISD |
Community feel | Established city | Newer development |
Restaurant scene | Stronger local | Growing |
Celina — Maximum Value for Growing Families
Distance to campus: 35–50 minutes
Why Celina is gaining popularity
Celina delivers the biggest homes and widest lots at the lowest prices—ideal for hybrid schedules.
Celina housing options
Renting
2BR: $1,500–$2,100/month
Single-family rental: $2,200–$3,800/month
Buying
Entry new construction: $425,000–$575,000
Mid-range: $550,000–$850,000
Luxury: $750,000–$1,800,000
Celina vs. Frisco value
Home Size | Celina Price | Frisco Price | Savings | Lot Width Diff |
3,000 sq ft | $495,000 | $685,000 | $190,000 | 15–20 ft wider |
3,500 sq ft | $595,000 | $875,000 | $280,000 | 15–20 ft wider |
4,000 sq ft | $735,000 | $1,100,000 | $365,000 | 15–20 ft wider |
Best for: Hybrid/3-day schedules, large families, value maximizers, first-time luxury buyers
Southlake — Pinnacle Luxury for Senior Executives
Distance to campus: 22–35 minutes
Why Southlake attracts senior staff
Southlake offers top-tier prestige, the Town Square lifestyle, and Carroll ISD (often ranked #1 in Texas).
Southlake housing options
Renting
Single-family rental: $3,800–$9,000/month
Luxury rental: $6,000–$15,000/month
Buying
Entry luxury: $800,000–$1,200,000
Mid-luxury: $1,200,000–$2,200,000
Estate luxury: $2,000,000–$5,000,000+
Carroll ISD
TEA rating: A
Graduation: 99%
SAT average: 1265
College attendance: 94%
National Merit: 35–45 annually
Flower Mound — Established Luxury + Lake Lifestyle
Distance to campus: 28–40 minutes
Why Flower Mound stands apart
Lake Grapevine access + established luxury + trails = a unique lifestyle at a manageable commute.
Flower Mound housing options
Renting
2BR: $1,650–$2,400/month
Single-family: $2,800–$6,000/month
Buying
Established homes: $550,000–$1,200,000
Luxury homes: $900,000–$2,500,000+
Premium estates: $1,800,000–$4,000,000+
Highlights: Lake life, 50+ trail miles, Bridlewood Golf Club, strong schools (Lewisville ISD)
Neighborhood Comparison Table (Chase Employees)
Community | Commute | Rent 2BR | Buy From | Schools | Best For |
West Plano/Legacy | 5–12 min | $1,750–$2,600 | $525K | Plano ISD | Walkability, minimal commute |
Frisco | 15–28 min | $1,750–$2,600 | $575K | Frisco ISD | Families, amenities, golf |
Allen | 18–28 min | $1,450–$2,100 | $475K | Allen ISD | Value + strong schools |
Prosper | 22–35 min | $1,650–$2,300 | $500K | Prosper ISD | School-first families |
McKinney | 28–42 min | $1,400–$2,000 | $450K | McKinney ISD | Character + value |
Celina | 35–50 min | $1,500–$2,100 | $425K | Celina/Prosper ISD | Max space + value |
Southlake | 22–35 min | $3,800–$9,000 | $800K | Carroll ISD | Prestige, executives |
Flower Mound | 28–40 min | $1,650–$2,400 | $550K | Lewisville ISD | Lake lifestyle, established |
Renting vs. Buying: The Chase Employee Decision
Rent First If
Your assignment length/trajectory is uncertain
You’re on a rotational 1–2 year program
You want to explore DFW first
Your package includes temporary housing
You’re single and may relocate again within 2–3 years
Buy Immediately If
You plan to stay 3+ years
Schools and enrollment timelines matter
Your package includes purchase/closing assistance
You have equity from a high-cost market
You want to capture appreciation earlier
DFW Appreciation Data (Supports Early Purchase)
Community | 2019 Avg | 2025 Avg | Total Appreciation |
Frisco | $625,000 | $1,180,000 | 89% |
Prosper | $395,000 | $625,000 | 58% |
McKinney | $385,000 | $575,000 | 49% |
Allen | $350,000 | $525,000 | 50% |
Celina | $325,000 | $525,000 | 62% |
Southlake | $725,000 | $1,175,000 | 62% |
Every year you wait to buy in DFW is an average of 8–12% appreciation you may not capture.
Maximizing Your JPMorgan Chase Relocation Package
Typical Chase Relocation Package Tiers
Entry Level / Analyst
Lump sum: $5,000–$15,000
Moving: self-move reimbursement
Temp housing: none or limited
Associate / VP
Allowance: $15,000–$40,000
Moving: full-service movers
Temp housing: 30–60 days
Home sale assistance: may include
Home purchase: closing cost assistance
Managing Director / Executive Director
Allowance: $40,000–$100,000
Temp housing: 60–90 days
Guaranteed home purchase (company buys current home)
Home finding trips: multiple covered
Spouse career support: included
Tax gross-up: often included
Managing Director / C-Suite
Customized package: $100,000–$350,000+
Premium temporary housing + dedicated coordinator
How to Maximize Your Package
Know what’s covered vs. reimbursed (timing matters)
Negotiate builder incentives separately (they often stack)
Use temp housing to test neighborhoods
Document expenses from day one
Work with an agent experienced with corporate relocation
If lump sum: consider timing to reduce taxable impact
Request home-finding trips before final offer acceptance
School District Decision Guide (Chase Families)
District Comparison Table
District | Rating | Graduation | SAT Avg | Commute Impact | Home Price Impact |
Carroll ISD (Southlake) | A+ / 10/10 | 99% | 1265 | +10–15 min | +$200K–$400K |
Frisco ISD | A / 9/10 | 97% | 1185 | Standard | Standard |
Prosper ISD | A / 9/10 | 98% | 1198 | +8–12 min | +$50K–$100K |
Allen ISD | A / 8/10 | 97% | 1178 | -5–8 min | -$75K–$150K |
McKinney ISD | A / 8/10 | 96% | 1172 | +5–10 min | -$75K–$125K |
Plano ISD | A / 8/10 | 97% | 1180 | Closest | Standard |
Celina ISD | B / 7/10 | 96% | 1145 | +15–20 min | -$100K–$175K |
School Decision Framework
Schools #1 priority: Carroll ISD (Southlake) or Prosper ISD
Top schools + balanced commute: Frisco ISD or Allen ISD
Schools important + stronger value: McKinney ISD or Plano ISD
Max value: Celina ISD (with potential Prosper ISD in select sections)
Lifestyle Matching: Find Your Best Fit
Urban professional: West Plano/Legacy (2nd: Uptown Dallas—reverse commute)
Golf + country club: Fields Frisco (2nd: Southlake/Frisco golf options)
Outdoor/active family: Flower Mound (2nd: Trinity Falls in McKinney)
School-first family: Southlake (2nd: Prosper)
Value maximizer: Celina (2nd: McKinney)
Luxury buyer: Fields Frisco (2nd: Southlake)
Frequently Asked Questions
Where do most Chase employees live?West Plano first, then Frisco, Allen, and McKinney. Senior leaders often choose Southlake, Fields, or Flower Mound.
Is $750,000 enough near campus?Yes. In Frisco/Prosper: 3,200–3,800 sq ft new construction. In Allen/McKinney: larger home. In Celina: 4,000+ sq ft on wider lots.
How does commuting compare to NYC/NJ?Much easier. Most commutes are 15–35 minutes by car—but DFW is car-dependent and tolls are common.
New construction vs resale?New construction offers warranties/customization (7–9 months). Resale offers faster move-in and mature neighborhoods.
What about property taxes?Texas rates are higher, but state income tax savings usually outweigh the difference for most Chase employees.
Is Plano safe?Plano is consistently rated among the safest large U.S. cities; West Plano/Legacy is among the lowest-crime areas in North Texas.
How long should I rent before buying?Often 6–12 months if unfamiliar, but many buy after 3–6 months once confident to avoid missing appreciation.
Chase Employee Relocation Timeline
6 Months Before Start Date
Confirm campus address (8181 Communications Pkwy) + work location
Research neighborhoods
Request home-finding trip
Get mortgage pre-approval (if buying)
Research districts / apply for private schools (waitlists 12–18 months)
Understand relocation package coverage
2–4 Months Out
Take 2–3 day trip to tour neighborhoods
Drive peak-hour commutes
Tour rentals + master-planned communities
Sign lease or place new construction deposit
Book movers (summer fills fast)
Set up TxTag
First Month in DFW
Activate toll tag
Texas driver’s license (within 90 days)
Vehicle registration (within 30 days of license)
Enroll children in school
Apply for homestead exemption after closing
Plug into internal Chase employee network
Why Chase Employees Choose Nitin Gupta
As a CRS-certified (Top 3% of Realtors nationally) and GRI-designated specialist with extensive experience serving JPMorgan Chase and other Fortune 500 relocating employees, I focus on what matters most: accurate commutes, school boundary verification, schedule flexibility, and maximizing relocation packages.
How I Serve Chase Employees
Evening/weekend availability
Virtual tours around your schedule
Under 30-minute response time
Remote purchase capability (buy from NY or anywhere)
Single point of contact from first call to closing
Chase-Specific Knowledge
Legacy West commute analysis by neighborhood
Relocation package maximization + incentive stacking
School boundary verification before you commit
Lifestyle matching beyond “price + commute”
Zero cost to you: commissions paid by builder/seller.
Credentials
CRS (Top 3% nationally)
GRI
D Magazine Best Realtor: 2020, 2023, 2024
300+ transactions
Corporate relocation expertise
Credentials: https://www.nitinguptadfw.com/dallas-realtor-designationsReviews: https://www.nitinguptadfw.com/reviewsVideo tours: https://www.youtube.com/channel/UCoqLSZe-clVS7c_q1rIR2zA/
Explore Your Top Communities
Schedule Your Free Consultation
30 minutes by phone or video call. No pressure—just clarity.
CONTACT NITIN GUPTA, CRS, GRI
D Magazine Best Realtor 2020, 2023, 2024
JPMorgan Chase Relocation Specialist — Plano / Legacy West
Phone: 469-269-6541
Email: nitin@nitinguptadfw.com
Schedule: https://www.nitinguptadfw.com/contact-us
Free consultation includes
Commute analysis to Legacy West from target neighborhoods
Community shortlist based on budget + lifestyle + schools
Rent vs. buy recommendation for your situation
Relocation package strategy
Inventory overview + builder incentives (if buying new)
School district guidance + boundary verification
Full buyer representation at no cost
Call us at 469-269-6541 for more information about Plano real estate!
FIND A LUXURY HOME IN PLANO, TEXAS WITH NITIN GUPTA, BROKER ASSOCIATE, REALTOR®.
When purchasing a luxury home in Plano, Texas, it’s essential to consider factors such as location, architectural style, security, and amenities to ensure the home meets both lifestyle and investment needs. By selecting a property in a prestigious neighborhood with numerous amenities and security measures, buyers can ensure they’re making a valuable and rewarding investment in the vibrant Plano market.
For those looking to invest in luxury homes in Plano, Texas, Nitin Gupta is an expert real estate professional ready to assist. Known for his extensive experience, market insights, and numerous awards, he is committed to finding his clients the best properties in the area.
Contact Nitin Gupta at 469-269-6541 or send a message today to explore exclusive listings and secure your ideal luxury residence in one of Plano elite communities.
