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Top 5 Things First-Time Home Buyers Wish They Knew Before Building a New Construction Home with Meritage Homes

  • Writer: Nitin Gupta, CRS, REALTOR
    Nitin Gupta, CRS, REALTOR
  • Feb 14
  • 4 min read




Buying a new construction home from Meritage Homes is an exciting milestone, especially for first-time homebuyers. However, many buyers overlook crucial details that can impact their home's value, functionality, and future costs. Here are the top five things first-time buyers often miss when building with Meritage Homes.


1. Hidden Costs in the Base Price

Meritage Homes advertises energy-efficient, affordable homes, but many first-time buyers assume the base price includes all the features they see in model homes—which is not the case.

🔹 What Buyers Miss:

  • Model homes showcase premium upgrades that don’t come standard.

  • Higher-quality flooring, countertops, and appliances often cost extra.

  • Landscaping, blinds, and even certain lighting fixtures may not be included.

💡 Tip: Ask for a detailed list of included features and get a cost estimate for upgrades before finalizing your contract.


2. Lot Selection & Future Development Plans

The location of your lot within a Meritage community can greatly affect your home’s value, privacy, and resale potential—but many first-time buyers overlook this.

🔹 What Buyers Miss:

  • Some lots have less privacy due to future homes being built directly behind or next to them.

  • Premium lots (corner, cul-de-sac, or larger backyards) often cost more.

  • Nearby vacant land could be zoned for commercial or high-density housing in the future.

💡 Tip: Ask about future community development plans and check for potential construction projects that could impact your home’s surroundings.


3. Overlooking Structural Upgrades That Add Value

While cosmetic upgrades are tempting, structural upgrades are often more valuable in the long run. First-time buyers sometimes prioritize the wrong upgrades when building with Meritage Homes.

🔹 What Buyers Miss:

  • Extended patios, additional bedrooms, and higher ceilings can increase resale value.

  • Upgrading insulation, HVAC systems, and smart home features can improve energy efficiency (a Meritage selling point).

  • Pre-wiring for ceiling fans, security systems, or home automation is cheaper during construction than after moving in.

💡 Tip: Focus on structural and energy-efficient upgrades first, since cosmetic changes like paint and flooring can be done later.


4. Not Getting a Third-Party Inspection

Many first-time homebuyers assume a brand-new home doesn’t need an inspection, but mistakes can still happen during construction.

🔹 What Buyers Miss:

  • Builders may rush construction, leading to issues like improper wiring, uneven floors, or foundation cracks.

  • Plumbing and HVAC systems should be checked before move-in to prevent costly repairs later.

  • Meritage Homes focuses on energy-efficient designs, but a third-party inspection ensures everything is properly installed.

💡 Tip: Hire an independent home inspector before your final walkthrough to catch any issues before closing.


5. Understanding HOA Rules & Restrictions

Many Meritage communities have Homeowners Associations (HOAs), but first-time buyers often overlook the long-term costs and restrictions that come with them.

🔹 What Buyers Miss:

  • HOA fees can increase over time, affecting monthly costs.

  • Restrictions may limit exterior modifications, landscaping, and even parking.

  • Some HOAs have strict rules on short-term rentals if you plan to rent out your home in the future.

💡 Tip: Request a copy of the HOA bylaws before signing your contract to avoid unexpected restrictions.


Final Thoughts: Be an Informed Buyer

Buying a new construction home from Meritage Homes is a great option for first-time homebuyers, but knowing what to watch for can help you make smarter decisions.


🏡 Thinking of buying a Meritage home? Let’s connect to ensure you get the best lot, upgrades, and deal for your future home!


Call us at 469-269-6541 for more information about Melissa real estate!


About us: Melissa New Construction Expert Real Estate Agent



As a Top Real Estate Professional in Melissa, I understand the challenges that arise when buying a new construction home. There are over 100 builders in the DFW area. I work with most of the new home builders in Melissa and understand how various builders operate. I am familiar with the options they offer, current incentives and I frequently visit the upcoming communities they are building. I guide my clients through all steps of the new home construction process and aggressively protect their interests in the transaction.


As a holder of top real estate industry certifications and designations like CRS, ABR & GRI, I can offer my clients experience as a Buyer's Agent and REALTOR®, top Industry Customer Service, in-depth, up-to-the-minute and comprehensive market knowledge; honesty, integrity, dedication, and professionalism in my business.


Whether you are a first time buyer in Melissa looking to buy a home in Fields or whether you are relocating to Melissa from California or moving your entire family from areas like San Francisco, Fremont, Palo Alto, Los Angeles, San Diego in California due to job transfer with your company, I can help you find a new construction home in Melissa. Our relocation team eases the transition - whether you are moving across town or across the globe. We will work with you to find an area that best suits your professional, family and lifestyle needs. We have all the tools you need to help your home search. Whether it is video previews of homes, extended work hours, digital signatures for documents or more, we can make this process as comfortable as possible no matter where you are located.



What is most important to you in your new construction home in Fields in Melissa? Send us an email at info@NitinGuptaDFW.com or give us a call at (469) 269-6541 to schedule a no obligation consultation. We’ll give you honest advice about Fields community that you can use to help make your home buying decision.




 
 
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