Understanding Closing Costs and Net Proceeds When Selling Your Frisco Home

Nitin Gupta, CRS, REALTOR
Apr 22
2 min read

Understanding Closing Costs and Net Proceeds When Selling Your Frisco Home

By Nitin Gupta, Broker Associate – Competitive Edge Realty

One of the most common questions I get from sellers in Frisco is:“How much will I actually walk away with when I sell my home?”

Selling a home isn’t just about the sale price — it’s about what you net after all expenses are paid.

Here’s everything you need to know about closing costs and net proceeds when selling in 2025.

What Are Closing Costs for Sellers?

Closing costs are the fees and expenses you pay when transferring ownership of your property.Typical seller costs include:

Real estate commission
Title insurance
Property taxes (prorated)
HOA transfer fees (if applicable)
Attorney or escrow fees
Buyer incentives (if negotiated)

Typical Seller Closing Costs in Frisco

Item	Estimated Cost
Real estate commission	5%–6% of sale price
Title insurance	0.5%–0.8% of sale price
Property taxes (prorated)	Varies
HOA fees	$250–$500
Attorney/escrow fees	$500–$1,200

Example:On a $750,000 home, total seller closing costs typically range from $45,000–$55,000.

Real Estate Commissions Explained

Typically split between the buyer’s and seller’s agents.
Negotiable, but most full-service agents charge 5%–6%.

Quote from Zillow Research:

"Homes listed with full-service agents sell for an average of 17% more than FSBO listings."Source: Zillow 2025 Seller Data

How to Calculate Your Net Proceeds

Formula:Sale Price – (Closing Costs + Remaining Mortgage Balance) = Net Proceeds

Example on a $750,000 sale:

Sale price: $750,000
Remaining mortgage: $300,000
Closing costs: $48,000
Net proceeds: $402,000

Tips to Maximize Your Net Proceeds

Price smartly: A bidding war can drive prices up.
Present the home professionally: Better presentation = higher offers.
Negotiate strategically: Not just on price, but on closing costs and repair credits.

Final Thoughts: Know Your Bottom Line

Understanding your closing costs and net proceeds upfront helps you plan your next move with confidence.

Want a custom net sheet for your Frisco home? Let’s connect.

Contact Nitin Gupta Todayhttps://nitinguptadfw.com/contact

Contact Top Frisco Listing Agent for Your Home Sale

If you’re ready to embark on your home sale journey with confidence after reading our home sale tips, we are here to assist you every step of the way. Selling your home is a significant decision, and we are committed to making the process as smooth and successful as possible.

Based on our years of experience in the Frisco real estate market, we know the Frisco real estate market and can give you expert advice for your individual situation. We will sit down with you for a free one-on-one consultation, and deliver a comprehensive data profile of your local area & property.