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What International Buyers Need to Know Before Moving to Dallas

  • Writer: Nitin Gupta, CRS, REALTOR
    Nitin Gupta, CRS, REALTOR
  • Jul 14
  • 3 min read

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Relocating to Dallas from abroad? Whether you're purchasing a primary residence, a second home, or an investment property, there are critical things international buyers need to understand before making the move.From navigating financing to choosing the right suburb and understanding cultural expectations, this guide outlines the key insights you need before buying a home in the Dallas-Fort Worth area.



1. You Can Buy U.S. Property as a Foreign National

There are no restrictions on international buyers owning property in Texas. However, be prepared to:

  • Provide proof of funds or international financing documentation

  • Submit a W-8BEN form (for tax reporting)

  • Have a U.S. Individual Taxpayer Identification Number (ITIN) if earning rental income



2. Texas Property Taxes Are Higher Than in Many Countries

Texas has no state income tax, but local property taxes fund schools and infrastructure. Expect:

  • Rates of 2.0% to 2.8% annually based on your home’s appraised value

  • Higher taxes in newer communities with top-rated schools

  • Annual reassessments that may increase your tax bill as values rise



3. Cash Is King — But Financing Is Possible

If you're not a U.S. citizen, you can still finance a home, but:

  • U.S. lenders typically require 30%–40% down payment

  • Interest rates for non-resident buyers may be slightly higher

  • International banks like HSBC or local institutions with global divisions may offer better options



4. Closing Timeline and Title Process

Texas has a 45-day average closing time, even for cash purchases. The process includes:

  • Title insurance through a licensed title company

  • Escrow procedures handled by a third party

  • Certified funds required at closing

  • Remote closings available with power of attorney or e-signatures



5. Choose the Right City or Suburb for Your Needs

  • Frisco & Southlake – Great for families wanting top schools and new construction

  • University Park & Preston Hollow – Ideal for walkability, prestige, and private schools

  • Plano & McKinney – Excellent for tech executives and global company access

  • Prosper & Celina – Popular for gated communities and estate-size homes



6. Understanding Local Norms and Culture

  • Expect larger homes with more land compared to Europe or Asia

  • HOA (Homeowners Association) rules are common in most new communities

  • Texans value community events, outdoor living, and neighborhood pride



7. Why a Global Real Estate Expert Is Essential

Working with a REALTOR® who understands international transactions is critical.Nitin Gupta, with CRS®, GRI®, and ABR® designations, offers:

  • Custom relocation guidance

  • Assistance with legal and financial logistics

  • Remote walkthroughs, builder previews, and contract review

  • Connections to vetted international tax attorneys and CPAs


➡ Learn more about Nitin’s experience helping international buyers:https://www.nitinguptadfw.com/dallas-realtor-designations

➡ Read reviews from international clients:https://www.nitinguptadfw.com/reviews

➡ Get in touch to start your Dallas relocation:https://www.nitinguptadfw.com/contact


Call us at 469-269-6541 for more information about Plano real estate!


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FIND A LUXURY HOME IN PLANO, TEXAS WITH NITIN GUPTA, BROKER ASSOCIATE, REALTOR®.


When purchasing a luxury home in Plano, Texas, it’s essential to consider factors such as location, architectural style, security, and amenities to ensure the home meets both lifestyle and investment needs. By selecting a property in a prestigious neighborhood with numerous amenities and security measures, buyers can ensure they’re making a valuable and rewarding investment in the vibrant Plano market.


For those looking to invest in luxury homes in Plano, Texas, Nitin Gupta is an expert real estate professional ready to assist. Known for his extensive experience, market insights, and numerous awards, he is committed to finding his clients the best properties in the area.


Contact Nitin Gupta at 469-269-6541 or send a message today to explore exclusive listings and secure your ideal luxury residence in one of Plano elite communities.




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