How to Buy a Home in Texas Before Moving from Minnesota (2026 Guide for Families)| Trophy Club Buyers Agent

2 hours ago
4 min read

Many Minnesota families moving to Dallas–Fort Worth want to buy a home before relocating, rather than rent first and move twice.Buying remotely is completely possible today, but it requires smart planning, the right local guidance, and clear decision-making.This guide explains how families successfully purchase homes in Texas while still living in Minnesota.

Can You Buy a Home in Texas Before Moving?

Yes—and thousands of relocating families do it every year.

Advances in virtual tours, digital paperwork, remote inspections, and online closings allow buyers to complete nearly the entire process from out of state.

The key is having a structured plan.

Step 1: Define Your Timeline

Start with clarity around your move.

Ask:• When does your job start?• When does your Minnesota home need to sell?• Do kids need to move before the school year?• How much flexibility do you have?

Most families begin their home search 60–90 days before relocation.

Step 2: Get Pre-Approved with a Lender Licensed in Texas

Mortgage pre-approval is critical before shopping.

A lender helps you:• Understand payment options• Estimate property taxes and insurance• Lock rates when appropriate• Strengthen offers when bidding

Texas property tax structures differ from Minnesota, so local lender knowledge helps.

Step 3: Choose Neighborhoods Before Choosing Houses

Out-of-state buyers should narrow neighborhoods first.

Key considerations:• Commute to work• School districts• Community amenities• Future resale value• Home style preferences• Distance to airports and highways

Once neighborhoods are selected, home choices become easier.

Step 4: Use Virtual Tours Strategically

Modern home buying often begins virtually.

Effective remote shopping includes:• Live video walkthroughs with your agent• Recorded neighborhood tours• Floorplan reviews• Community amenity tours• Street and surrounding home evaluation

A good agent shows not just the home, but the surrounding area.

Step 5: Plan an In-Person Trip (If Possible)

Many families visit DFW once before buying.

Best approach:• Schedule 2–3 intensive days of tours• View multiple neighborhoods• Compare resale and new construction options• Test commute routes

One visit often clarifies decisions quickly.

Step 6: Making an Offer from Out of State

Offers can be submitted digitally.

Process usually includes:• Electronic contract signatures• Earnest money wired electronically• Negotiations handled remotely• Inspection coordination locally

Your agent manages the logistics while you stay informed.

Step 7: Always Order an Inspection

Even new homes should be inspected.

Inspectors evaluate:• Roof and structure• HVAC systems• Plumbing and electrical• Foundation movement• Construction quality

Inspection reports help negotiate repairs or price adjustments.

Step 8: Handling Closing Remotely

Texas allows remote closings in most situations.

Options include:• Remote online notarization• Mail-away closings• Power-of-attorney closings if needed

Funds are wired securely, and keys are typically released upon closing.

Step 9: Timing the Move

Most families coordinate moves by:

• Closing shortly before relocation• Moving belongings once utilities activate• Scheduling movers after closing confirmation• Using temporary housing if needed

Careful timing avoids stress.

Renting First vs Buying Immediately

Some families prefer renting temporarily.

Buying First Advantages

• Avoids moving twice• Locks in housing cost• Builds equity sooner• Kids settle faster

Renting First Advantages

• Explore neighborhoods slowly• Flexible decision-making• Less immediate pressure

The right choice depends on certainty level.

Common Mistakes Relocating Buyers Make

Avoid these pitfalls:

• Choosing a home without understanding commute times• Overlooking property tax differences• Buying without visiting neighborhoods• Rushing due to job relocation pressure• Skipping inspections

Smart planning prevents regrets.

Tips for Minnesota Families Buying in Texas

Families relocating from Minnesota often benefit from:

• Visiting during summer to understand climate• Comparing suburban vs urban living options• Asking about energy efficiency in homes• Understanding HOA structures• Evaluating commute routes carefully

Local guidance makes decisions easier.

Final Thoughts

Buying a home in Texas before moving from Minnesota is entirely achievable with preparation and the right local support. Families who plan carefully often enjoy smoother transitions and faster lifestyle upgrades once they arrive in DFW.

The goal isn’t just buying a home—it’s choosing a community where your family thrives long term.

Call us at 469-269-6541 for more information about Trophy Club real estate!

FIND A LUXURY HOME IN TROPHY CLUB, TEXAS WITH NITIN GUPTA, BROKER ASSOCIATE, REALTOR®.

When purchasing a luxury home in Trophy Club, Texas, it’s essential to consider factors such as location, architectural style, security, and amenities to ensure the home meets both lifestyle and investment needs. By selecting a property in a prestigious neighborhood with numerous amenities and security measures, buyers can ensure they’re making a valuable and rewarding investment in the vibrant Trophy Club market.

For those looking to invest in luxury homes inTrophy Club, Texas, Nitin Gupta is an expert real estate professional ready to assist. Known for his extensive experience, market insights, and numerous awards, he is committed to finding his clients the best properties in the area.

Contact Nitin Gupta at 469-269-6541 or send a message today to explore exclusive listings and secure your ideal luxury residence in one of Trophy Club’s elite communities.