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The Cost of Living in McKinney, Texas: What to Expect

The Cost of Living in McKinney, Texas: What to Expect

If you're considering relocating to McKinney, Texas, one of the essential factors to consider is the cost of living. Understanding the cost of living in McKinney will help you plan your budget effectively and make informed decisions about your move. In this blog, we'll break down the key aspects of the cost of living in McKinney and what you can expect.

Housing Costs

Housing is often the most significant expense for individuals and families. In McKinney, you'll find a range of housing options, from apartments and townhomes to single-family homes. The cost of housing can vary depending on factors such as location, size, and amenities. Here are some approximate figures to give you an idea:

  • Rent: The average rent for a one-bedroom apartment in McKinney can range from $1,100 to $1,500 per month, while a three-bedroom apartment may cost between $1,800 and $2,500 per month.

  • Home Prices: The median home price in McKinney is around $375,000, but prices can vary widely depending on the neighborhood and the size of the property.


Utilities, including electricity, water, gas, and internet, are essential monthly expenses. The cost of utilities in McKinney is generally in line with the national average. On average, you can expect to pay around $150 to $250 per month for basic utilities for a standard-sized apartment or home.

Groceries and Dining Out

The cost of groceries and dining out in McKinney is reasonable compared to many other parts of the country. You can expect to pay around $300 to $400 per month for groceries for a family of four. Dining out at restaurants varies in price, with options ranging from affordable to upscale, accommodating various budgets.


McKinney is part of the Dallas-Fort Worth metroplex, which has a well-developed transportation infrastructure. The cost of transportation may include fuel, car insurance, and maintenance if you own a vehicle. Additionally, public transportation options are available for commuting to and from Dallas and other nearby cities.


Access to quality healthcare is essential. McKinney has numerous medical facilities and healthcare providers. The cost of healthcare can vary depending on factors like insurance coverage and individual needs. Be sure to explore healthcare options and insurance plans to budget accordingly.


Texas is known for its lack of state income tax, which can be advantageous for residents. However, property taxes in Texas tend to be higher to compensate for the lack of income tax. It's important to consider property taxes when budgeting for homeownership in McKinney.

Childcare and Education

If you have children, childcare and education costs will be a significant consideration. McKinney has a range of public and private schools, as well as daycare options. The cost of childcare and education can vary greatly, so it's essential to research and budget accordingly.

Entertainment and Recreation

McKinney offers a variety of entertainment and recreational activities, including parks, cultural events, and dining options. While some activities may have associated costs, there are also many free or low-cost options for residents to enjoy.


The cost of living in McKinney, Texas, is generally reasonable, particularly when compared to other major metropolitan areas in the United States. The city offers a high quality of life, a thriving job market, and a welcoming community. As you plan your move to McKinney, it's crucial to assess your specific financial situation, lifestyle, and housing needs to create a budget that works for you and your family. With careful planning, you can enjoy all that McKinney has to offer while maintaining financial stability. Welcome to McKinney, where a comfortable and vibrant lifestyle awaits you! Please call us at 469-269-6541 for more details about McKinney and available homes!

Homes For Sale in McKinney, TX

Pulte Homes For Sale in Highland Lakes in McKinney, TX


About us: McKinney New Construction Expert Real Estate Agent

As a Top Real Estate Professional in McKinney, I understand the challenges that arise when buying a new construction home. There are over 100 builders in the DFW area. I work with most of the new home builders in McKinney and understand how various builders operate. I am familiar with the options they offer, current incentives and I frequently visit the upcoming communities they are building. I guide my clients through all steps of the new home construction process and aggressively protect their interests in the transaction.

As a holder of top real estate industry certifications and designations like CRS, ABR & GRI, I can offer my clients experience as a Buyer's Agent and REALTOR®, top Industry Customer Service, in-depth, up-to-the-minute and comprehensive market knowledge; honesty, integrity, dedication, and professionalism in my business.

Whether you are a first time buyer in McKinney looking to buy a home in Highland Lakes or whether you are relocating to McKinney from California or moving your entire family from areas like San Francisco, Fremont, Palo Alto, Los Angeles, San Diego in California due to job transfer with your company, I can help you find a new construction home in Highland Lakes in McKinney. Our relocation team eases the transition - whether you are moving across town or across the globe. We will work with you to find an area that best suits your professional, family and lifestyle needs. We have all the tools you need to help your home search. Whether it is video previews of homes, extended work hours, digital signatures for documents or more, we can make this process as comfortable as possible no matter where you are located.

What is most important to you in your new construction home in Highland Lakes in McKinney? Send us an email at info@NitinGuptaDFW.com or give us a call at (469) 269-6541 to schedule a no obligation consultation. We’ll give you honest advice about Highland Lakes community that you can use to help make your home buying decision.



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